Employee social security reimbursement scope and proportion

Employee social security reimbursement scope and proportion: the insured can be reimbursed for the medical expenses incurred in the agreed medical institutions, which are in line with the standards of the basic medical insurance drug catalog, diagnosis and treatment items, and medical service facilities. The reimbursement rate is 95% in first-class hospitals, 75% in second-class hospitals and 65% in third-class hospitals.

Employee social security generally includes the following five types of insurance:

1. Pension insurance: to ensure the basic life of the insured after retirement, according to the requirements of the completion of the contributions to receive a pension after retirement;

2. Medical insurance: to ensure that the insured's daily visits to the doctor, the medical expenses, you can use the medical insurance account reimbursement of medical expenses directly;

3, maternity insurance: the insured person during pregnancy, can be reimbursed through maternity insurance birth costs;

4, work injury insurance: work during the accident or occupational disease, the insured person can be through the work injury insurance to obtain a certain amount of compensation;

5, unemployment insurance: laborers are unemployed without their own will, through the application of unemployment insurance benefits can ensure that the unemployment period of the basic life.

Legal Basis: Article 28 of the Social Insurance Law of the People's Republic of China

Medical expenses in accordance with the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical services and facilities, as well as emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.