How to query the daily account of social security card

1, online query. Log in to the labor security or social insurance business website of the city where you are located, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is the social security number or date of birth of the ID card) to inquire about my insurance information.

2, social security center query. If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.

3. Telephone consultation. Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

The role of social security card:

1, personal social security related information records, electronic certificates and information inquiry, etc.

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information.

3, query my pension, unemployment, medical care, work injury and maternity insurance payment.

4. You can take the card to the hospital for medical treatment, go to the medical insurance personal account for settlement, and go to the pharmacy to buy medicine.

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs.

6. Query the accumulated amount of endowment insurance and medical insurance.

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

8. Used for identification.

Insurance included in social security

The social security of employees includes endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance.

1, endowment insurance

Generally, the accumulated payment is over 15 years, and you can get it when you reach the statutory retirement age. You can gain more if you pay more.

2. Medical insurance

It is an insurance for outpatient and inpatient medical expenses. After paying a certain number of years, you can enjoy medical insurance benefits for life after retirement.

3. Maternity insurance

Different from the above two guarantees, maternity insurance is paid by the employer in a unified way, and individuals do not need to pay it.

In addition, employees who enjoy maternity insurance benefits must meet the conditions of continuous payment for more than 6 months.

4. Unemployment insurance

Accumulated payment 1 year, involuntary resignation, and a sum of money every month as a temporary transition.

5. Work injury insurance

Because of work-related injury or occupational disease, you can apply for work-related injury identification, receive work-related injury allowance, and ensure your follow-up life.

How to calculate the premium?

1, social security payment base

Social security payment base refers to the wage base used by enterprises or individual employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees take half of their average monthly salary in the previous year as the salary base for individuals to pay social insurance premiums. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

2. Payment ratio

Payment ratio, that is, the collection rate of social insurance premiums. China's "Social Insurance Law" does not make specific and clear provisions on the collection rate of social insurance. According to China's current social insurance policy, we implement different collection ratios for different types of social insurance.

Social insurance is a kind of welfare given to people by the state. Generally speaking, employers pay for workers, and the state forces work units to pay social insurance for workers. It is illegal not to pay. If you don't have a work unit, you can hand it in yourself, just take your ID card and household registration book at the local social security bureau.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 86 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.