Personal account of Kunming medical insurance card

The amount of personal account storage consists of three parts: (1) the amount of basic old-age insurance premiums paid by individual employees who participate in social pooling of basic old-age insurance according to the payment ratio stipulated by the government; (two) the amount of the basic old-age insurance premium allocated by the local social insurance agency from the enterprise payment according to the regulations; (3) Interest amount of the above two parts. Personal account accumulation is the main basis for calculating personal account pension in basic pension after employees meet the retirement conditions stipulated by the state and go through retirement procedures. Therefore, in order to receive the retirement fee in full and on time after retirement, enjoy the basic old-age insurance benefits due to them, and ensure the worry-free life in their later years, employees should urge their units to go through the relevant procedures of participating in the basic old-age insurance at the local social insurance agency, and participate in the basic old-age insurance from the day they join the work. At the same time, units and individuals must pay the basic old-age insurance premium in full and on time (the part paid by individuals is withheld and remitted by their units).

1, no problem.

Although I paid more than 40,000 yuan, most of the money went into the social pooling account, and the state used this money to pay the retired people. This part of the money is not yours, only a small part of it goes into the personal account, so it totals more than 20 thousand.

3. It is also correct. Although the insured amount is 100%, the social security replacement rate is relatively high.

If you don't receive the death, future generations can only receive the remaining money in your personal account. This doesn't need any vouchers, and it will be displayed in the system.

According to the calculation formula of social security payment, I calculated that if you retire after paying 15, you will get about 30% of the average salary of the local society.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.