How to choose the payment base of flexible employment

Legal analysis: flexible employees can choose between 60% and 300% of the average social wage when they participate in social endowment insurance, which makes many people who are difficult to choose at a loss. I will answer this question today, hoping to help you.

First, flexible employees should determine the payment base according to their future pension standards.

Since it is for the future pension, it is necessary to consider your future pension needs. If you have higher requirements for future pension planning, you should choose a higher payment base. If you are only satisfied with the general pension standard, you should choose the payment base that suits you.

Second, flexible employees should determine the payment base according to their own economic affordability.

The base for paying social endowment insurance ranges from 60% to 300%, and the difference between the highest and lowest is 5 times. This is obviously set for different groups of people. Therefore, flexible employees should determine the payment base according to their own economic affordability, choose what they can afford, and don't affect their normal quality of life because of insurance.

Third, flexible employees can determine the payment base according to the average social wage level.

When choosing the payment base, flexible employees can first calculate an account, one is to calculate their annual income level, and the other is to inquire about the average wage level of the local society. For example, your annual income is 40,000, and the local average wage level is 80,000. In this case, your income is only 50% of the average social wage, and your contribution base should be 60%. If your annual income is1.20 thousand yuan, which is 1.5 times of the average social wage, then you can choose the grade between 1.00% and 1.50%.

Legal basis: Article 72 of the Labor Law of People's Republic of China (PRC) stipulates that the sources of social insurance funds shall be determined according to the types of insurance, and social pooling shall be gradually implemented. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 73 of the Labor Law of People's Republic of China (PRC) stipulates that workers shall enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.

After the death of an employee, his survivors shall enjoy the survivors' allowance according to law.

The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations.

Social insurance premiums enjoyed by workers must be paid in full and on time.