What is the basic standard of national five insurances and one gold?

The basic payment standards for five insurances and one gold stipulated by the state are as follows:

1, 2 1% from the endowment insurance unit and 8% from the individual;

2, medical insurance units pay 9%, individuals pay 2%+3 yuan;

3, unemployment insurance units pay 2%, individuals pay 0%;

4. Work injury insurance and maternity insurance are paid by the unit, and workers do not have to pay;

5, housing provident fund according to the actual situation of enterprises, choose the proportion of housing provident fund deposit, the lower limit is 5%, the highest does not exceed 12%.

The procedures for paying five insurances and one gold are as follows:

1. Preparation of social security materials: The company needs to go to the social security department of the company's business registration place to handle the company's social security.

Materials to be provided: copy of business license, organization code certificate, official seal, original and copy; Copy of the identity cards of the legal person and the person in charge of the company; Unit social insurance registration form.

2. Preparation of provident fund materials: The company needs to register the provident fund at the nearest provident fund deposit management department.

Materials to be submitted: copy of business license, organization code certificate, official seal, original and copy; Copy of the ID card of the legal person and the person in charge; Application form for registration of unit provident fund; After the company has the qualification to handle employees, it can handle five insurances and one gold for employees.

3. Employees should prepare five-risk materials:

Submission materials: employees need to provide a copy of ID card, 1 inch white background photo, personal information registration form, and increase social security; Employees who have paid social security in other units can fill in the social security increase form.

4. Handling of five major risks:

The company's social security personnel will issue social security cards with the company's guarantee, official seal and relevant information of the insured to the social security department for unified handling. Different cities have different dates, some are half a month, some are one month, and personal social security payment records can be queried through social security cards.

5. Prepare housing accumulation fund materials for employees:

Materials to be submitted: employees need to provide a copy of their ID cards; By the unit to fill in the "housing provident fund remittance form", stamped with the official seal, submitted to the provident fund management department; After submitting the inventory, the company needs to open a personal account for employees in the designated bank.

6. Payment of fees:

After handling five insurances and one gold for employees, according to the local proportion of five insurances and one gold, five insurances are required to be paid in the local people's social security bureau every month, and the provident fund is paid in the local housing provident fund management center.

To sum up, the basic standards of national five insurances and one gold vary according to different types of insurance.

Legal basis:

Article 70 of the Labor Law of People's Republic of China (PRC)

The state develops social insurance, establishes social insurance system and social insurance fund, so that workers can get help and compensation in old age, illness, work injury, unemployment and childbirth.

Article 71

The level of social insurance should be compatible with the level of social and economic development and social affordability.

Article 72

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Article 73

Workers shall enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.

After the death of an employee, his survivors shall enjoy the survivors' allowance according to law.

The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations.

Social insurance premiums enjoyed by workers must be paid in full and on time.