Will the old-age insurance be refunded when it is overdue?

Repeated payment of old-age insurance premiums can be refunded. Insured persons can apply to inquire about their social security contributions. If the social security agency finds that there is indeed repeated payment, it may return the overpaid part according to the application of the party concerned. However, it is necessary to transfer the other copy, then merge the accounts, and then withdraw from the duplicate payment part of the first copy.

At that time, only the balance of the individual account with repeated payment will be refunded.

After the accounts are merged, the cumulative calculation of payment period and individual account balance will not be repeated.

Insured personnel flow between different units, or in the process of changing the form of unit insurance and individual insurance, there is a situation of repeated payment, and the paid wages and personal account storage during the repeated payment period can be combined and calculated, but the payment period shall not be accumulated. At present, you have two old-age insurance files in a city's labor and employment management center. You can carry your ID card or the management personnel of the current employer can go to the Municipal Labor and Employment Management Center to handle the file merger procedures, but the attached management fee cannot be refunded.

legal ground

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 74 A social insurance agency shall timely, completely and accurately record the personal rights and interests participating in social insurance, the payment paid by the employer and the social insurance benefits enjoyed by it, and send the personal rights and interests records to me free of charge on a regular basis.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.