How to transfer the balance of medical insurance card to family card?

Under normal circumstances, medical insurance cards cannot be used by family members. The medical insurance card is one of the certificates that the insured should enjoy medical security, and it is limited to the insured himself in principle.

First, the money in the medical insurance card cannot be directly transferred to the family card. If your family wants to use your health insurance balance, you need to bind family services.

1. Open the WeChat homepage and click "I" in the lower right corner.

2. Go to my page and click "Pay"

3, enter the payment interface, click on the "city service"

4. Click "Social Security Integration" in the city service interface.

5, enter the social security comprehensive interface, click on the "electronic social security card"

6, enter the electronic social security card interface, click on the "one-card service"

7, enter the card service interface, click on the "family service"

8. Click "Add Family Account" on the Family Services page.

According to the relevant laws and regulations, employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations. The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

2. Can I withdraw money from my medical insurance card?

The money in the medical insurance card cannot be withdrawn, but it can be withdrawn if the following three conditions are met.

1, the medical insurance card has been terminated: for example, if the insured dies, then our related relatives can use the death certificate and then withdraw money from it.

2. The insured has emigrated: if the insured has given up China nationality and joined other nationalities, he can go through the formalities of surrender with relevant certificates and return the money in the medical insurance card.

3. medical insurance transfer in different places: because everyone's work is uncertain, there will be a transfer. In this case, the balance in the medical insurance account can be transferred to the new account.

Third, how to use the money in the medical insurance card?

When the insured goes to a designated hospital or a designated pharmacy for medical treatment or medicine purchase, they can swipe our medical insurance card on the card swiping device and then pay the related expenses, but these expenses cannot be cancelled or transferred out.

There are two kinds of wallets in the medical insurance card, one is the money in the personal account, and the other is the money in the overall account. If you want to surrender your insurance, the money you can withdraw is from our personal account, and there is no way to withdraw the money from the overall account.

Fourth, how to check the money in the medical insurance card?

1. Online inquiry: You can download the APP of Renshe or follow the official account of WeChat, or inquire in some banking software. The query process is similar. We just need to enter the corresponding channel, and then find the entrance to make an inquiry. After entering the relevant information of our social security card, we can make an inquiry according to the prompts on the page.

2. Offline query: There are three main ways to query offline. For example, we can call the customer service number of the medical insurance institution, or go to the offline medical insurance service hall, or check the balance when buying medicine at the pharmacy.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.