How to deal with the social security card run by the university after graduation?

Generally speaking, college students' social security cards are automatically cancelled after graduation. If the place of employment and study are in the same place, you can continue to use it after going through the formalities, and you need to apply for a new card when changing jobs.

Functions of school social security card:

At present, the social security card issued by the school only has the function of medical insurance, and the medical fee can only be reduced. Other expenses (treatment fees, injection fees) must be paid at their own expense.

To correctly understand the concept of social security card, we must also understand the relationship between social security card and IC card in other industries, especially with bank card. Because the "personal account" on social security cards for cardholders to settle in hospitals is similar to the "electronic wallet" of bank cards, some regions or manufacturers adopt the standard of bank cards to design social security cards. The bank card standard is a specification for the application of bank cards, and its file storage format, instruction operation, security management and other aspects are all designed for various financial-related transactions. IC cards issued in the field of labor and social security are mainly used for administrative management, and their main function is to manage information records, which is quite different from that of bank cards. The medical insurance personal account in the social security card is also essentially different from the electronic wallet in the bank card. It records accounts in personal accounts, not real money.

After the cardholder transfers the balance of personal account to the card, the medical insurance institution is still responsible for the use of the account. Even if the cardholder's card is lost or damaged, as long as the funds in the personal account are not fraudulently used by others before reporting the loss, they still belong to the cardholder, and this part of the account can still be used for medical consumption. The electronic wallet in the bank card has nothing to do with the bank once the user deposits the money in the card. Once the card is lost or damaged, the loss shall be borne by the cardholder.

Therefore, medical insurance personal accounts must not be handled by electronic wallets. In some places, it is not recommended to put social security applications and financial applications on one card, because integrating business applications and management applications on one card will cause many drawbacks in management, inconvenience to cardholders and management institutions, and even losses to cardholders.