Do I still need to buy social security after buying old-age insurance?

Legal analysis: rural pension and company social security cannot be paid at the same time. The national law clearly stipulates that the same person is only allowed to enjoy the old-age security once in his life, and you will never enjoy it twice. At that time, you can only choose one to give up one, and the economic losses caused will be borne by yourself. According to the regulations, those who have reached the age of 16 excluding school students and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the rural old-age insurance. In other words, you can't participate in rural endowment insurance at the same time as enterprise employee endowment insurance. The new rural insurance has a low payment level and low corresponding treatment, which was originally aimed at unemployed and uninsured rural residents; If the latter pays in the company, the payment level is high and they enjoy more and higher benefits, including very important medical insurance benefits. As for a gold, many places do not force rural registered workers to pay, and they can pay or not.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.