What is the difference between commercial endowment insurance and social endowment insurance? Which is better? - ...

The differences between commercial endowment insurance and social endowment insurance include different willingness to insure and different pension amount. The two kinds of endowment insurance have their own advantages, which need to be determined according to the specific conditions of the insured. Let's talk about commercial endowment insurance and social endowment insurance.

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The main differences between commercial endowment insurance and social endowment insurance are as follows:

1.？ Different willingness to insure

Commercial endowment insurance and social endowment insurance belong to two completely different categories of endowment insurance. Commercial endowment insurance is to choose whether to insure according to the individual needs of the insured. As long as the insured reaches the age stipulated in the policy, he can apply to the insurance company for a pension.

Social endowment insurance is based on social welfare and is also bound by relevant national laws. According to the provisions of the Social Insurance Law, the basic old-age insurance must be paid for more than 15 years, and the corresponding old-age insurance benefits can only be received after reaching the legal retirement age.

For more information about social endowment insurance and commercial endowment insurance, friends who are eager to know can click on this article directly:

How does social endowment insurance compare with commercial endowment insurance? Which is better? How many years will it take?

2.？ Different pension amounts

Social pension is not static, and the state will adjust the basic pension level of enterprise retirees in a unified and timely manner according to the changes in wages and prices of employees. Commercial pension, on the other hand, is relatively fixed and can predict the annual income from insurance. In addition to the unstable income, how much money other parts can get is still relatively certain.

At the end of the article, for those who want to apply for commercial endowment insurance, the following article must not be missed:

The top ten commercial endowment insurance market with cost performance!

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