Flexible employment social security is better or urban residents social security

The urban residents social security and flexible employment social security, urban residents social security is better.

Personal advice:

The biggest difference between the two social security is that the employee social security contribution amount is higher, naturally enjoy the benefits of some better, for the employee social security for the phenomenon is not allowed to break the payment phenomenon, in general, the employee social security refers to the fixed work unit of the employee can be paid, if there is no fixed job friends can be flexibly employed to participate in the form of employment. If you do not have a fixed job, you can also participate in the form of flexible employment, but the amount of insurance paid has a very large limit, only to pay the employee health insurance and employee pension insurance, I suggest that you had better choose a five insurance and one gold can be employed in a good unit, so that you can better protect the future of the old age of life.

There are two outstanding features of the urban insurance: First, the source of funds for the urban insurance in addition to personal contributions, there are government subsidies given to participants, the more personal contributions, the more government subsidies, and personal contributions and government subsidies are all credited to the participants' personal accounts. Secondly, the pension of the Urban Resident Insurance Scheme consists of two parts: the individual account pension and the basic pension, the level of which is determined by the amount of savings in the account, i.e. the total amount of individual contributions and government subsidies; and the basic pension, which is paid in full by the government.

Expanded information:

The urban residents' pension insurance fund is mainly composed of individual contributions and government subsidies.

(1) Individual contributions. Urban residents participating in urban residents' pension insurance should pay pension insurance premiums according to the regulations. The contribution standard is set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1,000 yuan, 1,500 yuan, 2,000 yuan 12 grades, the local people's government can be based on the actual situation of the additional contribution grade. Participants independently choose the level of contribution, and pay more to get more. The state adjusts the contribution levels in accordance with economic development and the growth of per capita disposable income of urban residents.

(ii) Government subsidies. The government pays the full amount of the basic pension of urban residents' pension insurance to participants who meet the conditions for receiving the benefits. Among them, the central government gives full subsidies to the central and western regions in accordance with the basic pension standard determined by the central government, and gives 50% subsidies to the eastern regions.

Local people's governments shall subsidize the contributions of insured persons, with a subsidy standard of no less than 30 yuan per person per year; appropriate incentives may be given to those who choose to pay at a higher-grade standard, with the specific standards and methods to be determined by the people's governments of the provinces (autonomous regions and municipalities). For urban groups with difficulties in making contributions, such as severely disabled persons, the local people's governments shall pay some or all of the minimum standard pension insurance premiums on their behalf.

(3) Encouraging other economic organizations, social organizations and individuals to provide financial support for the contributions of participants.