Family problems of endowment insurance

There is no need to open a new account.

3. It can be converted into personal insurance and continue to pay with the original social security number.

Original: After-service social insurance, please read it carefully in your busy schedule.

I. After-service social insurance:

1. renew the insurance in the new unit after handling the transfer formalities (if the new unit is in a different place, it needs to be confirmed by the social security center in a different place or wait for the policy to allow the transfer).

2. After handling the transfer formalities, renew the insurance as an individual (go to the social security center with ID card and social security card).

3. Stop the insurance temporarily and renew it later. Note: Reimbursement of medical expenses will stop from the month when the insurance is stopped.

Due to the transfer, transfer and termination of insurance, the payment period and payment amount of several times before and after are calculated cumulatively.

Second, surrender social insurance.

1. Urban hukou cannot be surrendered.

2. agricultural registered permanent residence can surrender its insurance (with ID card, social security card and home visit certificate of the government of origin).

Farmers have land to live on, so they can surrender their insurance.

It is the general trend for farmers to become residents, and surrender is not advocated.

Third, although the accumulated payment period is above 10 or 15, and you can enjoy pension benefits when you reach the legal retirement age, the longer the payment period, the more the payment amount, and the more the future pension, and vice versa.

Four, the payment base:

The payment base is 60%-300% (40%-300% in some places) of the average monthly salary of employees in the province where the insured person is located, and it is paid monthly.

Five, the unit insurance types and payment ratio:

1. Endowment insurance premium: 20% paid by the unit and 8% paid by the individual.

2. Unemployment insurance premium: 2% paid by the unit and 1% paid by the individual.

3. Medical insurance premium: the unit pays 8% and the individual pays 2%.

4. Work-related injury insurance premium: paid by the unit, but not by the individual.

5. Maternity insurance premium: paid by the unit, but not by the individual.

Six, personal insurance coverage and payment ratio:

1. Old-age insurance premium: 20% paid by individuals.

2. Medical insurance premium: individuals pay 5%.

3. Maternity insurance premium: paid by individuals 1% (in some areas).

For details, please contact the labor security telephone number 12333.