Nanchong city, Sichuan province, the new rural insurance pays 2000 yuan a year. How much can I get every month after I am 60?

Monthly basic pension = basic pension+personal account pension.

Basic pension: At present, the standard is 95 yuan per person per month (the standards vary from province to province, but the gap is not big). If the payment period exceeds 15, the basic pension in 2 yuan will be paid every month if it exceeds 1 year.

Personal account pension: personal account pension divided by personal account accumulated amount +039.

For example.

Aunt Zhang began to participate in the insurance at the age of 45, and chose to pay 2,000 yuan, 15 years. Then, how much money can Aunt Zhang get every month after she is 60 years old?

Aunt Zhang chooses to pay 2,000 yuan a year, with government subsidies 140 yuan. So his personal pension account has (2000+140) x15 = 32100 yuan.

Aunt Zhang's monthly basic pension = 95+32100/139 = 326 yuan (the standards in different provinces are different, but the gap is not big).

In agricultural production, I have seen the distribution of grain. Everyone has a naive first. There are seven people in his family and six people in his family. Fair distribution, fair work and fair scale. For Kazakhstan, there are now hundreds of roots. The size is 3.256 million. Farmers don't know everything until they die, which is the difference between bad and products.

Nanchong city, Sichuan province, do you call this the new rural insurance? In fact, urban and rural residents choose to pay the individual social security fund equally, right?

2000 yuan a year, maybe the highest grade? Are there any other options? (Other provinces have 800-2000 yuan to choose from. )

In conditional families and individuals, don't care about paying too much? Pay more and get more in the future. How many people want to play mahjong? Reluctant to pay social security? When you get old, do you have other people's pensions? It's no use complaining.

People who are afraid of losing will eventually lose? Individuals pay social security, and only the state suffers.

In fact, it is not too difficult to calculate the treatment of urban and rural endowment insurance. Retirement conditions are 60 years old, and you can apply for retirement after paying 15 years, and receive pension insurance on a monthly basis. The main components of pension are basic pension and personal account pension, which is now calculated according to your age of 45.

First, the basic pension. Sichuan Province started the endowment insurance for urban and rural residents on 20 10, when the basic pension was 55 yuan per month. However, it is adjusted every few years. First, it was adjusted to more than 70 yuan, and now it is adjusted to almost 100 yuan. I don't know when you will retire now. I plan to retire after 15, and then the basic pension will be adjusted to around 300 yuan.

Second, personal account pension. Personal account pension = total personal account/calculation index corresponding to 60 years old. At present, the corresponding calculation index of 60 years old is 139. The annual total amount of personal account includes the payment principal of 2000 yuan, government subsidy 140 yuan, interest and some money. If the payment is made according to this standard 15 years, the personal account will be more than 30,000, and the monthly personal account pension will be about 250.

Third, the total pension. The total pension is about 300+250=550 yuan, and then the amount of treatment will be adjusted every year, and the principal will be recovered in more than four years.

Hello, everyone, I have been a bank lobby manager for many years, and I chat with the elderly who send social security every month, so I know a little about social security. Share it with you now, hoping to help you.

What is the new rural insurance? The new rural endowment insurance is a new type of insurance formulated by the government of China to protect the basic life of rural residents in their later years. In China, all rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance at their domicile.

The difference between the new rural endowment insurance and the basic old-age insurance for residents, 1, the insured person is different. The insured object of the new rural insurance mainly refers to rural residents engaged in agricultural production; The objects of endowment insurance for urban employees are mainly enterprise employees, urban flexible employees and migrant workers who sign labor contracts with enterprises.

2. Different payment methods. At present, the payment standard of the new rural endowment insurance is set at four grades: one year 100 yuan to 1000 yuan, 1500 yuan, 2,000 yuan, 2,500 yuan, 3,000 yuan and 14 yuan. Rural residents choose their own payment grades and pay once a year. Endowment insurance for urban workers shall be paid monthly in accordance with the prescribed proportion of total wages.

3. Different participation mechanisms. The new rural endowment insurance is voluntary participation of farmers; Endowment insurance for urban workers is compulsory.

The pension for urban and rural residents, paid until retirement at the age of 60, consists of two parts, one is the basic pension and the other is the personal account pension. At present, the basic pension in China is 100 yuan per month, so the difference of pension amount mainly depends on the personal account pension, while the amount of personal account pension mainly depends on the payment level and payment period.

Calculation formula: individual receiving amount = accumulated amount in individual account divided by 139+ basic pension. Without considering the interest and government subsidies, if the payment is 15 years and the annual payment is 2,000 yuan, then at the age of 60, the personal account balance =15 * 2000 = 30,000 yuan, and the personal monthly payment = 30,000/139+/kloc-0.

Therefore, in order to better protect our old age, we should pay more and pay early.