What is the impact of Hangzhou breaking off medical insurance?

Legal analysis: 1. The medical insurance reimbursement amount is limited or the reimbursement is invalid.

If the medical insurance fee is cut off halfway, you can't enjoy medical reimbursement next month, you can only use the account balance, and you can't reimburse yourself when you go to the hospital. If the payment is interrupted for more than 3 months, it is generally necessary to pay again for 6 months before being reimbursed by medical insurance. Under normal circumstances, the longer the continuous payment time of medical insurance, the higher the annual reimbursement amount. If the payment is interrupted for more than 3 months, the continuous payment time will be cleared.

2, unable to reimburse maternity expenses.

Maternity insurance usually requires a continuous payment of 9 months or a cumulative payment of 12 months, and must be paid in the month of delivery in order to reimburse most expenses such as prenatal and postpartum examination, natural delivery or caesarean section. Those who fail to pay before giving birth or resigning will not be able to reimburse the relevant expenses and receive relevant subsidies.

3, buying a house and buying a car has an impact.

In most cities, people with non-local hukou need to pay social security for a certain period of time if they want to buy a house or a car. If the supply is cut off and the payment period is recalculated, it is possible to miss the purchase discount or related household policies.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.