How many kinds of medical insurance are there?

The current basic medical insurance system in China includes the basic medical insurance system for urban workers, the new rural cooperative medical system and the basic medical insurance system for urban residents. The basic medical insurance for urban workers shall be jointly paid by employers and employees in accordance with state regulations, and a medical insurance fund shall be established. After the insured person has medical expenses, the medical insurance agency should give certain economic compensation to avoid or reduce the economic risks caused by illness and treatment. The new rural cooperative medical system and the basic medical insurance for urban residents shall be combined with individual contributions and government subsidies, and the treatment standards shall be implemented in accordance with state regulations. In addition, the types of medical insurance in China also include commercial medical insurance, subsidized medical insurance, fee medical insurance and public medical care.

Legal basis:

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.