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Measures for migrant workers to participate in basic old-age insurance

In order to safeguard the rights and interests of migrant workers' old-age insurance, according to the provisions of the Labor Law, the Provisional Regulations on the Collection and Payment of Social Insurance Fees and the State Council's Opinions on Solving the Problems of Migrant Workers (Guo Fa [2006] No.5), and in view of the employment characteristics of migrant workers, according to the requirements of low rate, wide coverage, portability and convergence, the measures for migrant workers to participate in the basic old-age insurance are formulated.

I. Scope of application.

Migrant workers who are employed in cities and towns and establish labor relations with employers shall participate in the basic old-age insurance. When signing a labor contract with migrant workers, the employing unit shall clarify the relevant matters of migrant workers' insurance. The employer shall handle the insurance formalities for migrant workers in accordance with the regulations.

Second, the proportion of payment.

Employers and individual migrant workers jointly pay the basic old-age insurance premium. The payment base is determined according to the relevant provisions of the basic old-age insurance. The unit contribution ratio is12%; The proportion of individual contributions of migrant workers is 4% to 8%, which is withheld and remitted by the unit from my salary, and all of them are included in my personal account of basic old-age insurance (hereinafter referred to as personal account). Migrant workers and employers who have participated in the basic old-age insurance can adjust the payment standard according to these measures.

Third, transfer and connection.

Migrant workers who leave their places of employment are not "surrendered" in principle, and the local social insurance agency (hereinafter referred to as the social security agency) will issue insurance payment vouchers for them. Cross-regional employment and continue to participate in the insurance of migrant workers, to the new employment of social security agencies to produce insurance payment vouchers, by the social security agencies of the two places responsible for the transfer of basic old-age insurance relations, the cumulative calculation of their pension insurance rights and interests; Failing to continue to participate in the insurance, the social security agency in the original place of employment shall retain the basic old-age insurance relationship, temporarily seal up their rights and interests records and personal accounts, and their personal accounts shall continue to bear interest according to state regulations during the sealing period.

Fourth, the treatment plan was issued.

Migrant workers have participated in the payment of basic old-age insurance for more than 15 years (including 15 years). After meeting the conditions for receiving benefits, apply to the social security agency where the basic old-age insurance relationship is located, and the social security agency will approve and issue basic pensions in accordance with the relevant provisions of the basic old-age insurance, including basic pensions and personal account pensions. Migrant workers who have reached the age of receiving treatment and have paid less than 15 years and participated in the new rural social endowment insurance shall be transferred to the new rural social endowment insurance where their household registration is located by the social security agency and enjoy relevant treatment; Did not participate in the new rural social endowment insurance, according to the urban similar personnel, a one-time payment of their personal account pension.

5. Handling service.

The state has established a nationwide unified information inquiry service system for basic old-age insurance and approved the issuance of national social security cards. Migrant workers' personal identity card number is their national universal and life-long effective social security number, and migrant workers can inquire about the rights and interests record information such as insurance payment in local social security institutions.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.