Subsidies for paying pension insurance in Clearwater County in 2019

First of all, let's see who are the people who pay pension insurance?

The urban workers, who can also be called office workers, are mainly the staff of enterprises and institutions, and the pension insurance of these people is paid by the enterprises. After the payment of social security (including pension insurance), and then pay personal income tax, the rest of the salary will be sent down to the employees.

Pension insurance premiums are determined by the pension insurance payment base and the payment base, almost all of which cannot be chosen by yourself; it is recommended that you check out "How much is the pension insurance contribution base? How is it calculated? .

This article is mainly for those who pay their own pension insurance, that is, those who pay the lowest grade of pension insurance just to ensure that it does not stop contributing.

These friends are freelancers, stage unemployed and laid-off workers, who need to consider the economic factors to ensure that the pension insurance does not stop contributing. Before the cost-effective more concerned about the minimum grade of pension insurance is how much money? As well as pension insurance to pay how?

How much is the minimum grade of pension insurance?

Taking the Beijing area as an example, the pension contribution base = total wage income of the previous year/12, the total wage income of the previous year includes hourly wages, piecework wages, bonuses, allowances and subsidies and other wage income. In other words, everyone's pension contribution base may be different.

To make it easier and fairer, upper and lower limits for the contribution base have been established. The lowest bracket of the pension insurance is also the lower limit of the contribution base. The lower limit of the pension insurance contribution in Beijing is 40 percent of the average monthly salary of the previous year, and the average monthly salary referenced before June 201 was 8,467 yuan.

Therefore, we can calculate that the minimum grade of the pension insurance contribution base in Beijing = 8467 * 40% = 3387 yuan; flexible employees, that is, when they pay social security by themselves, pay 20% of the contribution base, and we can find that the minimum grade of the pension insurance in Beijing in 2019 is 677.4 yuan.

What is the cost of pension insurance contributions for flexibly employed people?

If you are a freelancer or a laid-off person, that is, a "personally commissioned filing of flexible employment personnel", you will pay the employee basic pension insurance according to the proportion of 20% of the contribution base, taking Beijing as an example:

If you take the average monthly salary as the contribution base, you will pay the employee basic pension insurance premiums of 1693.4 yuan.

If you take 60% of your average monthly salary as the contribution base, you will pay RMB 1,016 per month for basic employee pension insurance.

If 40% of the average monthly salary is used as the contribution base, the monthly contribution to the basic pension insurance for employees is 677.4 yuan.

People who are entitled to social insurance subsidies pay a monthly employee basic pension insurance premium of 203.22 yuan.

How do individuals pay pension insurance premiums?

Individuals need to go to the social security bureau in the place of residence to apply for payment, and the procedures for enrollment include: my ID card, two recent one-inch photos, premiums, and the application form.

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