Can the paid social security refunded?

Social security generally can not be returned, there are cases can be returned, the details are as follows:

1, foreign rural households: can apply for a refund of the individual part of the contribution after leaving the unit, but the unit can not be returned to the part of the payment.

2, urban households can not be surrendered in the middle of the insurance, only death, settlement abroad or to the statutory retirement age to pay less than 15 years can be refunded; but also can only return the individual part of the unit that part of the refund can not be.

3, if the full amount of their own social security costs, then only one-third of the money back, the remaining two-thirds of the unit belongs to the fees, can not be returned.

The function of social security

1, medical insurance

The benefit of medical insurance is that it can protect your health in a timely manner, because you need to be treated in a timely manner after you get sick, and you can reduce your financial burden by spending less money on medical insurance reimbursement.

2, work injury insurance

If the enterprise employees to participate in work injury insurance, once the accident occurred, by the local labor security administrative department in accordance with the law to identify work injuries. If it is determined to be a work-related injury, the government labor appraisal agency will grade the disability of the injured employee and the government social insurance department will make compensation according to the regulations. In this way, the lawful rights and interests of enterprise employees can be better safeguarded.

3. Maternity Insurance

Female workers need to recuperate and be taken care of because of the changes in their bodies and physical exertion from pregnancy to childbirth. Maternity insurance provides them with pregnancy checkups, medical services, maternity allowances and paid vacations, safeguarding their physical health and basic life during childbirth and relieving them of their worries.

4. Unemployment insurance

Since the establishment of China's unemployment insurance system, a fund system has been in place, with the source of the fund taking the form of contributions from employers and financial subsidies. Practice has proved that the fund system is compatible with China's level of economic development and can provide a stable source of funds for unemployment insurance. However, it is limited to contributions from employers, with no contributions from individual employees.

5, pension insurance

Many people in their old age do not have any financial resources, want to live better, or to protect their own basic life is best to be able to have a social security, pension insurance is above the age of 60 years old can be based on their own local economic level to enjoy the protection of money.

Legal basis:

The Chinese People's **** and the State Social Insurance Law

Article 16 Participating in the basic pension insurance individuals, to reach the legal retirement age when the cumulative contributions of fifteen years, receive a monthly basic pension.

Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen-year limit and receive a basic old-age pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

The Social Insurance Law of the People's Republic of China

Article 64 The social insurance fund consists of the basic pension insurance fund, the basic medical insurance fund, the industrial injury insurance fund, the unemployment insurance fund and the maternity insurance fund. With the exception of the basic medical insurance fund and the maternity insurance fund, which are combined and accounted for in a single account, the other social insurance funds are accounted for separately according to the type of social insurance risk and are accounted for in separate accounts. The social insurance fund implements the State's unified accounting system. Social insurance funds are earmarked for specific purposes, and may not be appropriated or misappropriated by any organization or individual. The basic old-age insurance fund to gradually implement national coordination, and other social insurance funds to gradually implement the provincial level, the specific time and steps prescribed by the State Council.

The new rural medical insurance can be canceled individual, with a copy of my ID card and the company or unit issued by the participation of urban residents in the medical insurance or employee health insurance certificate (stamped), with the cooperative medical certificate, household registration, personal ID card to the county office of the new rural medical insurance for cancellation procedures, the new rural medical office issued by the cancellation of the proof of the unit for the employee's medical insurance with this certificate.

Social Insurance Law

Article 14 Individual accounts shall not be withdrawn in advance, and the interest rate of bookkeeping shall not be lower than the interest rate of bank time deposits, and shall be exempted from interest tax. If an individual dies, the balance of the individual account may be inherited.

Article 17 If an individual participating in basic pension insurance dies due to illness or not due to work, his or her survivors may receive funeral grants and pensions; and if he or she becomes disabled due to illness or not due to work and is totally incapacitated for work when he or she has not yet reached the legal retirement age, he or she may receive invalidity allowances. The required funds are paid from the basic pension insurance fund.