What should I do if I stop paying social security five insurances and one gold?

Five insurances and one gold are one of the basic contributions for office workers. Of course, after you resign, you can choose to continue to pay fees or stop paying fees. So what if everyone knows that five insurances and one gold have stopped paying? In order to help you better understand the relevant legal knowledge, I have sorted out the relevant contents, hoping to help you.

1. What should I do if I stop paying five insurances and one gold?

1. Endowment insurance: You can apply for supplementary payment after breaking off diplomatic relations. If the retirement age is less than 15, the money in the individual account of endowment insurance will be returned to the individual in full, and the money in the overall account will not be refunded.

2. Medical insurance: medical insurance payment can not be used if it is interrupted for more than 3 months, but it can be renewed. Those who have paid less than 20 years cannot be reimbursed by medical insurance after retirement.

3. Unemployment insurance, industrial injury insurance and maternity insurance: you can pay it again after breaking off diplomatic relations, with little impact.

4. Housing accumulation fund: Breaking off diplomatic relations has no effect. The money in the personal account will always be there, and it can still be taken out when the conditions are met.

Second, what are five insurances and one gold?

Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" item, which is legally necessary, and paying it also means an obligation.

20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.

Before the end of June, 2065438+2007, maternity insurance and basic medical insurance for employees were merged in some pilot areas, and the inspection expenses were reimbursed together with general medical expenses. The pilot period is about one year. The first batch of pilot areas include Handan, Hebei, Jinzhong, Shanxi, Shenyang, Liaoning, Zhengzhou, Henan, Yueyang, Hunan and other cities 12. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in medical insurance can enjoy maternity insurance benefits.