Guangdong's new social security subsidy policy

Employee medical insurance: no subsidy.

Medical insurance for urban and rural residents:

The individual payment standard of students in school is 343 yuan per person, and the financial subsidy standard is 794 yuan per person.

The individual payment standard of other insured personnel: 456 yuan per person, and the financial subsidy standard is 68/kloc-0 yuan per person.

If the above standards are lower than the individual payment standards and government subsidy standards stipulated by the state or province, they shall be implemented according to the standards stipulated by the state or province, and the specific standards shall be notified separately.

(2) Endowment insurance

Payment and subsidy standards

The basic old-age insurance for urban and rural residents consists of individual contributions, subsidies from collective economic organizations and government subsidies. Collective economic organizations give appropriate subsidies according to the economic situation, and the government gives corresponding subsidies according to the payment of the insured and the collective economic organizations, and all of them are credited to the individual accounts of the basic old-age insurance for urban and rural residents of the insured.

Payment standard of basic old-age insurance for urban and rural residents (unit: yuan/month)

Collective economic organizations can choose a file to subsidize the insured person to pay according to their own economic ability, and those without economic ability may not subsidize the insured person to pay. The specific consultation between the collective economic organizations and the insured shall be determined by the villagers' meeting or the villagers' congress. The insured person who has no collective economic organization or has not obtained the subsidy from the collective economic organization may pay the subsidy fee of the collective economic organization with reference to the collective economic subsidy standard, and enjoy the subsidy corresponding to the government's subsidy to the collective economic organization. The accumulated government subsidies shall not exceed RMB 265,438 +0 per person, 600 yuan.

Legal basis: Notice of Shandong Provincial Department of Human Resources and Social Security on Improving the Payment Policy of Employees' Basic Old-age Insurance (I) Regulating the Payment Behavior of Participating in Insurance (I) Employers and employees should participate in the basic old-age insurance in accordance with the relevant provisions of the Social Insurance Law, declare according to law, and pay the basic old-age insurance premium in full and on time. If the employer fails to pay the basic old-age insurance premium in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or supplement the old-age insurance premium within the time limit, the social insurance fee collection agency may issue an audit opinion or report it to the labor security supervision agency according to the regulations, and urge the employer to supplement the old-age insurance premium. If the employer fails to pay the employee's old-age insurance premium in full and on time, an overdue fine of 5/10000 will be charged on a daily basis in accordance with the relevant provisions of the Social Insurance Law from the next month 1 day when the old-age insurance premium is unpaid. In the arrears period before the implementation of the social insurance law, if the amount of late fees or interest is lower than that stipulated in the social insurance law, it can be implemented in accordance with the principle of low. The late fee charged for each arrears period shall not be calculated repeatedly. The employer shall not require employees to bear the late payment fee. (II) If the employing unit encounters serious difficulties in production and operation due to force majeure, it may apply for deferring the payment of old-age insurance premiums according to the Notice on Issues Concerning the Deferred Payment of Social Insurance Fees by Units with Serious Difficulties in Production and Operation (Lu Renshe Fa [2015] No.31) and other regulations. During the period of 20 19, 1, 2020, 12 and 3 1, an enterprise that cannot pay the minimum wage for its employees for more than three consecutive months or cannot operate normally for more than three months, but only pays the living expenses for its employees, can also apply for a deferred payment of social insurance premiums if it meets the relevant provisions of the social insurance law. The holdover period is generally not more than one year, and the late payment fee is exempted during the holdover period; Among them, for the enterprises that have approved the holdover, after the holdover expires, the payable amount will be paid back, and those who meet the holdover conditions can apply again. During the holdover period, employees shall enjoy social insurance benefits according to regulations. Municipalities (referring to cities divided into districts, the same below) human resources and social security administrative departments shall promptly accept the employer's application for deferred payment, and complete the preliminary examination within 10 working days. (III) For employers who are unable to pay social insurance premiums due to difficulties in production and operation, if they do not meet the relevant provisions on holdover of social insurance premiums, they may apply for holdover of old-age insurance premiums according to the Administrative Provisions on the Declaration and Payment of Social Insurance Fees (Order No.20 of Ministry of Human Resources and Social Security, hereinafter referred to as Order No.20). After the employer provides mortgage and pledge guarantee in accordance with the relevant provisions of Order No.20, the social insurance agency shall sign an agreement with it to postpone payment, and the late payment fee shall be exempted during the agreement period. The term of deferred payment agreement shall not exceed one year at the longest. During the holdover period, the employees of this unit shall enjoy social insurance benefits as required. (IV) Within the stipulated holdover and holdover period, for employees who meet the conditions for receiving pension insurance benefits or ask for transfer and continuation, the employer may first repay the arrears of these employees (including the arrears of units and individuals), and the remaining arrears shall be recovered by social insurance agencies.