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Can the social security years of the two places be superimposed?
1, social security merger, mainly refers to the merger of pension insurance, medical insurance payment period and personal account balance. As long as the accumulated payment period of the merged pension insurance reaches the minimum payment period stipulated by the state and reaches the legal retirement age, you can retire on time and enjoy basic pension benefits on a monthly basis;
2. When handling retirement, the accumulated payment period of the merged medical insurance has reached the payment period stipulated by the state, and after retirement, medical insurance will no longer be paid, and medical insurance benefits will be enjoyed for life, which is also commonly known as medical insurance retirement benefits;
3. The accumulated payment period of endowment insurance is one of the necessary conditions for retirement according to law. The longer the accumulated payment period, the higher the future pension. The cumulative payment period of endowment insurance is formed by the cumulative payment period in different places, including the payment period in different places and the payment period in local places. Only by combining the accumulated payment years of old-age insurance in different places can the accumulated payment years before retirement be calculated. Therefore, it is very important to combine the payment periods of two or more places.
Legal basis: Article 14 of the Social Insurance Law of People's Republic of China (PRC).
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 19
If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
Article 32
If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.
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