Why do young people think it is not cost-effective to pay social security?

Every young person has different ideas, and there are various reasons why it is not worthwhile to pay social security. To sum up, there are probably the following reasons.

The money is still in hand, and the salary just graduated is not enough. Although paying social security is a guarantee for the future, the premise is to live a good life now! Moreover, social security can be collected as long as it has been paid 15 years, and it is not too late to pay it in previous years until wages rise.

If you don't work in the company in the future, social security will be paid in vain. Some young people think that they will not work for others all their lives. They may go back to their hometown after working for a few years and open a small shop themselves, so they will not continue to pay social security. In this way, the social security paid in previous years will be wasted, and it is better not to pay it.

What I want to explain here is that even if I don't pay the social security paid in 15 years, I won't pay it for nothing. After retirement, you can also take out this part of the money with relevant information.

Social security is too low, it is better to buy some commercial insurance. Although social security is a guarantee for the future, the amount of social security is too low. If you really want to rely on social security to support the elderly, then it is estimated that you can only meet your needs. Instead of paying so much social security every month, it is better to spend money on several commercial insurances and enjoy more benefits when you get old.

You also have the right to choose your own commercial insurance. You can choose how much you want to buy, how many years you want to buy, and take it as you want. Unlike receiving social security, you need to provide a lot of information, which is too troublesome.

Companies that pay social security will not be admitted, so let's not. Some third-and fourth-tier cities take whether they agree to give up paying social security as the entry threshold. If you agree to give up, you will be admitted unconditionally, but if you insist that the company should give yourself social security, you may not be admitted.

Think about it or make sure that the work is more important first, and social security can be considered later. If you insist on paying social security now, you will lose your job, and it will really cost you more.