Can a wife swipe her husband's medical insurance card when she sees a doctor?

A wife can swipe her husband's medical insurance card when she sees a doctor.

1. In areas where the policy of * * * financial assistance for medical insurance families is implemented, the wife can use her husband's social security card to see a doctor;

2, medical insurance personal account funds can be used to pay the spouse in designated medical institutions should be paid by the individual medical expenses;

3. However, the funds in the national overall account cannot be enjoyed;

4. Personal account of medical insurance card can be enjoyed by family members, but it cannot be used to reimburse medical expenses.

Benefits of medical insurance card:

1, convenient for medical treatment: medical insurance cardholders can swipe their cards directly at designated medical institutions, which simplifies the medical treatment process;

2. Expense reimbursement: The medical expenses paid by the medical insurance card can be reimbursed by the corresponding medical insurance according to the policy;

3. Reduce the burden: the use of medical insurance card can reduce the risk of patients becoming poor or returning to poverty due to illness, and reduce the economic burden of families;

4. Personal information security: The medical insurance card contains the cardholder's personal information and medical records, which helps to protect personal privacy and information security.

To sum up, a wife can use her husband's medical insurance card to see a doctor, but she can't enjoy the funds in the national overall account. The benefits of medical insurance card include convenient medical treatment, expense reimbursement, burden reduction and personal information security.

Legal basis:

"Guiding Opinions of the General Office of the State Council on Establishing and Improving the Economic Security Mechanism for Outpatients with Basic Medical Insurance for Employees"

Two (five)

Standardize the use scope of personal accounts. Personal accounts are mainly used to pay out-of-pocket expenses of insured persons within the policy scope of designated medical institutions or designated retail pharmacies. It can be used to pay the medical expenses incurred by the insured and their spouses, parents and children in designated medical institutions, as well as the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables in designated retail pharmacies. Explore the personal accounts of spouses, parents and children participating in the basic medical insurance for urban and rural residents. Personal accounts shall not be used for public health expenses, physical fitness or health care consumption and other expenses that are not covered by the basic medical insurance. Improve the management measures for the use of personal accounts and do a good job in the statistics of income and expenditure information.