What about social security if you are laid off during the epidemic and have no classes?

If you are laid off during the epidemic and don't go to work, you can choose to stop paying social security or pay social security according to freelancers. Of course, you can choose according to your actual situation.

Social security can be broken. Only calculating the cumulative years of epidemic will not only affect the social and economic environment, but also have a fatal impact on us personally. Under the epidemic situation, some enterprises have to cut unprofitable projects in order to reduce losses.

Although there have been layoffs, the recent layoffs in large factories are still worse than we thought.

Of course, the social security problem after being laid off also needs to be paid enough attention. After all, social security has a far-reaching impact on our future life.

But in general, social security can be broken. For us, we just need to ensure that the old-age insurance and medical insurance reach the relevant years before retirement. In the event of interruption, it will not affect our retirement life.

Social security can be paid by yourself. If you can't find a suitable job for a long time after being laid off, you can choose to pay social security yourself.

This can solve the problem of social security interruption. Of course, if you pay social security yourself, you will have to bear more specific expenses than when the unit pays.

For example, in terms of social security, the unit can bear 8% when paying fees, but it needs to pay 20% when paying fees. If our payment base is 6000 yuan, we only need to pay the social security of 480 yuan (6000*8%=480) when the company pays the fee.

However, when we pay by freelancer, the amount we need to pay is =6000*20%= 1200 yuan. The gap between the two is still obvious.

Medical insurance is more important than endowment insurance. Social security includes five items, the most important of which are medical care and old-age care. Although medical care and pension are based on accumulated years, the relevant retirement qualifications are audited. However, after the medical insurance is interrupted for 3 months, it will take 6 months to be eligible for reimbursement when paying again.

In this case, the insurance must not be stopped for too long. If you don't have a suitable job in a short time, you can consider paying social security yourself.

To sum up, we must find a job as soon as possible after being laid off. If you can't find a job in a short time, you will definitely pay medical insurance. Only in this way can we fundamentally protect our legitimate rights and interests!