How to pay five insurances and one gold without a job?

If you don't have a job, you can pay five insurances and one gold in the following ways:

1, ask the social security agency to pay social security;

2. Apply for social security as a freelancer. The specific procedures are as follows:

(1) The insured condition is urban hukou or rural hukou;

(2) The handling place is the social security service point of the local community street, or the labor and social security bureau of the social security bureau at the county level;

(3) The payment standard is based on the local social wage in the previous year. Pension payment ratio is 20%, and medical care is about 9%. At present, 80% and 100% are still available.

3 to pay social insurance as a freelancer, in accordance with the provisions of the base and proportion of payment. The regulations vary from place to place. General old-age insurance is paid at the rate of 18-28%, and medical insurance is paid at the rate of 6- 10% of the local average social wage level in the previous year.

4. Medical insurance If you are an urban resident, you can buy urban medical insurance. I need to bring my ID card, the original and photocopy of the household registration book, and one-inch color photos to the community neighborhood Committee or social security office to pay for registration.

Pension treatment conditions:

1. Age condition: Generally speaking, men are over 60 years old and women are over 50 years old (different industries and regions);

2. Time of paying social insurance: 15 years after paying social insurance (different in special industries and regions);

3. Social insurance payment: pay social insurance premiums in full and on time within the prescribed social insurance payment period.

Conditions for paying social security:

1. has a legal labor relationship: that is, signing a labor contract with the employer or having other forms of labor relationship with the employer;

2./kloc-China citizens over the age of 0/6: According to state regulations,/kloc-minors under the age of 0/6 are not allowed to sign labor contracts with employers or participate in social insurance;

3. Employers and employers must be in China: because social insurance is implemented in accordance with the laws of China, only people who work in China can participate in social insurance;

4. Persons who have not reached the statutory retirement age: According to national regulations, women generally reach the statutory retirement age between 50 and 55 years old, while men generally reach the statutory retirement age between 55 and 60 years old, and they do not need to pay social insurance after retirement.

To sum up, social security policies in different regions may be different. Consult the local social security department or the company's human resources department before leaving the company to understand the specific social security payment policies and regulations, so as to make the right decision when leaving the company.

Legal basis:

Article 60 of People's Republic of China (PRC) Social Insurance Law

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.