What items does the social security bought by Zhongshan in Guangzhou cover?

The social insurance bought by Zhongshan City in Guangzhou includes endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.

The sharing subject of social insurance premium

The sharing subjects of social insurance premiums are countries, enterprises and individuals. The different combinations of these three subjects have produced many ways of sharing expenses. Even in the same country, different social insurance projects may adopt different insurance cost sharing methods, in which employers and employees pay the fees, and the government bears the ultimate responsibility.

Personal recommendation

Insurance paid by different payment units is also different. Flexible employees can only pay pension insurance and medical insurance if they pay social security. If it is an employee of an enterprise or institution, pay five insurances and one gold. So they must strive to improve themselves in life and find a good unit, so as to ensure that they have a good old age. If you want to check the balance of the social security card, you can also bring relevant documents to the social insurance agencies in various districts to check. Inquiries can be made in the business hall and through telephone consultation. The most important thing is that social security cards belong to personal private property and cannot be lent to others.

Insurance premium calculation:

1, social security payment base

The payment base of social security refers to the wage base used by enterprises or employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay.

Local social security payment bases are linked to local average wage data. It is determined according to the average monthly wage income of employees from June 1 day to February 1 day in the previous year. Once a year, it will not change within one year after confirmation. The time to apply for adjusting the social security base is generally in July.

Enterprises generally take the total wages of enterprise employees as the payment base, and individual employees generally pay social insurance premiums based on their average monthly salary in the previous year. In China, the payment base is approved by the social insurance agency according to the employer's declaration.

2. Payment ratio

Payment ratio, that is, the collection rate of social insurance premiums. China's "Social Insurance Law" does not make specific and clear provisions on the collection rate of social insurance. According to China's current social insurance policy, we implement different collection ratios for different types of social insurance.