What should I do if medical insurance stops for one month?

My medical insurance was suspended for a month. What can I do to make it up to you?

Before the 25th of each month, if the insured unit fails to pay the fee, a late fee of 2‰ will be charged on a daily basis from the date of default.

It can be paid in one lump sum for one month, one quarter, six months or one year. If it is paid quarterly or annually, it should be paid at the beginning of the quarter or the beginning of the year. Temporarily unable to pay, you can apply for holdover, holdover time shall not exceed 2 months.

What should I do if my medical insurance is overdue for one month? Medical insurance can be paid if it is overdue for one month.

The payment of medical insurance for employees may not be paid, except for retirement payment, interruption of work transfer for several months, and interruption of personal payment for no more than three years, and the medical insurance for urban employees may only be re-insured. Supplementary medical insurance does not need to pay late fees.

When you retire from medical insurance, you must accumulate a certain payment period (including deemed payment period), which is generally 20 -30 years, and the actual payment period must reach 5 years (or 10 years), so that you can enjoy medical insurance benefits for life free after retirement. When retiring, the accumulated payment period is lower than the specified requirements, and the payment period of the poor medical insurance can be paid according to the current rate standard.

The deemed payment period refers to the continuous length of service recognized by the labor department before the implementation of the local medical insurance system and the time (years) for continuous payment of endowment insurance after the implementation of the endowment insurance system.

Employee medical insurance payment:

First, the collection department of medical insurance institutions establishes arrears information according to the arrears of medical insurance, fills in the Notice of Payment of Social Insurance Premium, and notifies the insured units to pay arrears.

Second, due to financing difficulties, it is impossible to pay off the arrears of the insured unit in full at one time, and the collection department of the medical insurance institution signed a social insurance payment agreement with it. In the case of merger, division, bankruptcy, etc. For defaulting units, overdue agreements shall be signed in the following ways.

1. Where the defaulting units merge, a payment agreement shall be signed with the merging party.

2. If the defaulting units are separated, payment agreements shall be signed with branches.

3. Where the defaulting unit enters bankruptcy proceedings, it shall sign a settlement agreement with the liquidation group.

4. If the unit is sold or leased by auction, an overdue agreement shall be signed with the competent department.

Three, the insured units according to the "social insurance fee payment notice" or payment agreement, the medical insurance institution collection department shall accept, and notify the financial management department of medical insurance institutions to collect money.

Four, the bankrupt unit can not pay off the arrears in full, the collection department of the medical insurance institution accepts the application put forward by the bankruptcy liquidation group of the unit, and after the audit, it is sent to the audit and supervision department for handling.

5. The collection department of medical insurance institutions shall adjust the arrears information of the insured units according to the overdue arrears information of employee medical insurance from the financial management department and the verification information from the audit and supervision department.

What if the unit doesn't pay medical insurance for one month?

You can apply for the company to pay the social security fee owed by 1 month.

You don't have to worry, you can use the law to protect yourself. According to the relevant provisions of the labor law, the employer must sign labor contracts with employees and buy insurance. Therefore, it is necessary to buy social security, which is compulsory insurance. Therefore, you can negotiate with the employer to solve it. If there is no result, you can apply for labor arbitration or report a complaint to the local labor and social security department, which can be effectively solved.

The evidence is to prove the existence of labor relations with the unit, such as salary slips and work cards.

Generally, you have to pay back the month you owe.

What should I do before the employee's medical insurance stops? Medical insurance refers to passing national legislation. According to the compulsory principle of social insurance, the basic medical insurance premium should be paid in full and on time by the employer and individual employees. If it is not paid in full and on time, the basic medical insurance fund will not pay its medical expenses regardless of individual accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer pays 10% of its total payment base every month, and the employee pays 2% of his salary as a whole for serious illness+3 yuan.

Employee medical insurance can only be enjoyed if it stops in the middle.

If the basic medical insurance premium has been paid 15 years according to the Interim Measures for Basic Medical Insurance for Urban Workers, the basic medical insurance premium will not be paid when the statutory retirement age is reached.

According to the detailed rules for the implementation of the basic medical insurance for urban workers, if the payment is made continuously, the overall medical fund will pay the treatment continuously according to the regulations.

Payment of employee medical insurance:

Those who have been insured for more than two months must be hospitalized after 12 months from the date of re-insurance, and the medical fund will begin to pay the treatment. The basic medical insurance cannot be paid;

When reaching the statutory retirement age, if the accumulated payment period of basic medical insurance premium is less than 15 years, the payment shall be continued according to the regulations, so that the accumulated payment period will reach 15 years.

Stop paying social security for a month, should medical insurance stop? How long will it take to stop medical insurance and include it in social security? Stop paying social security for one month, and stop paying medical insurance for one month. You can apply for compensation if you pay it off.

Social security payment refers to the interruption of social security payment for some reason and no payment in the middle months. Now, due to recruitment or other reasons, it is necessary to make up the part that has not been paid before, in order to obtain a complete social security period and ensure the normal identification of recruitment and settlement. Under normal circumstances, general units (regions) can only make up for 2 months. If it takes longer, it will have to be operated by some institutions.

Precautions:

1, the social security policy is that it can be filled for two years at most, that is to say, it can be calculated from the month when it is filled (calculated by the time period of filling, not by the cumulative month). For example, any time period from April 10 to April 2009 is considered as a year. For example, any time period from 10 April to March 2009 to April 2008 is counted as two years, and only September 2008 is paid separately.

2. Payment amount = the average social wage of the previous year at the time of payment * (the percentage of the salary base of the previous year should be supplemented by the average social wage of the previous year) * payment ratio * payment coefficient;

According to Article 58 of the Social Insurance Law, the employing unit shall handle the social insurance registration for employees within 30 days from the date of employment. Without social insurance registration, the social insurance agency shall verify the social insurance premium it should pay;

3. Article 63 stipulates that if the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit;

4. Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection institutions and enterprises.

It is a good thing that medical insurance is interrupted for one month. You said it was in Beijing, and other places looked at local regulations. Medical insurance is calculated in a different way.

Tell you clearly and responsibly

Beijing's medical insurance is calculated cumulatively. After the interruption, the original payment time does not expire. Women who have paid for 25 years and men who have paid for 30 years can enjoy retirement medical insurance benefits.

If the payment is interrupted for 60 days, you need to re-enroll for half a year to enjoy the reimbursement treatment.

You are only interrupted for one month, and there is only one influence, that is, the time is less 1 month, and other influences have no influence at all.

What should I do if Ningbo medical insurance is interrupted for one month? According to the regulations of Ningbo Medical Insurance Center, medical insurance will not be able to enjoy the medical insurance reimbursement policy if it is interrupted. However, the medical insurance center will not cancel individual medical insurance. As long as individuals make up the expenses owed next month, medical insurance can be used normally again.

Stop paying social security for one month, will medical insurance be cleared? Stop paying social security for one month, and the medical insurance will not be cleared.

If the medical insurance payment is interrupted for 3 months, the continuous insurance period will be recalculated. The number of years of continuous insurance coverage is related to the maximum payment limit of medical insurance, which is equivalent to the overdraft limit of bank credit cards.

According to the regulations, if the continuous insurance period is less than half a year, the maximum compensation limit is twice the average salary of employees on the job in the previous year; Half a year but less than 1 year, twice; 1 year 3 times, less than 2 years; Four times that of two years and less than three years; More than three years and less than six years is five times, and more than six years is six times; More than 6 years, the top is not capped.

The medical insurance zeroing is aimed at zeroing the insured's payment period rather than the individual account, and the amount transferred to the individual account will not be zeroed every month (the medical insurance account of flexible employees without personal accounts is originally zero).

If you stop participating in insurance due to work changes, you can go through the formalities of stopping insurance at the local tax department where you participate, and then renew your insurance when you participate. For example, if you are employed in different places, you can go to agencies at all levels to handle the transfer of pension insurance relations. If the insured person stops paying but fails to go through the formalities of stopping insurance, there will be a reminder of his arrears on the system.

How long can medical insurance be suspended? Medical insurance treatment means that the medical expenses incurred by the insured in designated hospitals can be reimbursed according to the proportion stipulated by local medical insurance, that is, medical expenses can be reimbursed, but generally speaking, only hospitalization expenses can be reimbursed, and most local medical insurance that is not responsible for outpatient expenses reimbursement has a fixed number of years of participation. After the insured reaches retirement age, they can continue to enjoy medical insurance benefits without paying fees. How long does the medical insurance stop? Policies vary from place to place. If the payment period is accumulated, it will not affect the extension. As long as the payment is made again in the future, the original fixed number of years can be continued. However, if the payment is not paid for more than 60 days, the original medical insurance will be invalid and the accumulated years will no longer be accumulated. How to determine this problem needs to consult local medical insurance to confirm?