Why is the medical insurance card suddenly not refundable?

There may be three reasons why social security cards do not refund money: first, the medical insurance payment grades are different, and some medical insurance cards do not refund money; Second, the current social security card has financial functions. If you check the balance at the bank counter, check the balance of the bank card in the social security card. If no money has been deposited before, the balance is zero; Third, the social security card is not activated, and the amount cannot be queried.

1. What is the reason for the delay in returning the social security card?

Every month, money will be paid into the employee's medical insurance card, and the balance in the medical insurance card can pay for the medical expenses when buying medicine. Although individual industrial and commercial households and flexible employees have participated in medical insurance and have medical insurance cards, due to the different payment grades of medical insurance, some people can refund their money with medical insurance cards, while others do not. Under normal circumstances, individual industrial and commercial households and flexible employees participate in medical insurance at a minimum of 8%. There is often a grading standard for medical insurance, that is, 10% of the medical insurance payment ratio, and the money will be refunded to the medical insurance card every month. Therefore, no matter whether the medical insurance card is refunded or not, you should pay attention to paying social security yourself to avoid misunderstanding.

There is another situation that can cause misunderstanding. At present, the functions of social security cards are becoming more and more complete, including not only bank financial functions, but also medical insurance accounts. If you take the social security card to the bank counter to check the balance, it is equivalent to checking the balance of the bank card in the social security card. If you haven't saved money before, the balance is zero. If you want to check the balance in the medical insurance card, it is actually very convenient, that is, take the medical insurance card to a qualified medical insurance pharmacy to buy some medicine, and look at the printed receipt to see the balance in the medical insurance card.

The last misunderstanding is that the financial function of using social security cards needs to be activated. If the social security card is not activated, the balance of the social security card financial account cannot be queried. The activation method is also very simple, you can go to the corresponding bank outlets or go directly to the social security center to activate.

If you have been paying back money to the medical insurance card every month before, and suddenly you don't pay back money every month, this situation will attract attention. Personally, I suggest consulting the local social security center as soon as possible to understand the specific situation before solving it!

Second, the role of social security card

1. Personal social security related information records, electronic certificates and information inquiry, etc.

2. Record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information;

3 query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take a card to the hospital for medical treatment, settle the medical insurance personal account, and buy medicine in Guangzhou pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the accumulated amount of endowment insurance and medical insurance; [6]

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

8. Used for identification.

Social security cards have a wide range of functions. You can use the balance in medical insurance to apply for old-age insurance, employment unemployment registration, industrial injury insurance and so on. Enterprises will pay social security fees for employees on a monthly basis, which is generally reflected in the social security guessing system. If there is no refund, there are many possibilities. If you have any questions, you can consult the local social security unit.