Can I get a refund of my social security contributions? What are the requirements

Social security is not refundable. Social security can only be refunded if the following conditions are met: 1, reach retirement age, do not meet the conditions of 15 years of contributions (personal account storage amount is paid in full); 2, the death of the participant due to death (personal contributions and interest); 3, the participant to go abroad to settle (personal contributions and interest). Article 11 of the Law on Social Insurance provides that basic pension insurance is a combination of social integration and individual accounts. The basic pension insurance fund consists of contributions from employers and individuals and government subsidies.

Article 14 of the Social Insurance Law, individual accounts may not be withdrawn in advance, and the interest rate of the account shall not be lower than the interest rate of the bank's fixed-term deposits, and shall be exempt from interest tax. If an individual dies, the balance of the individual account can be inherited. Article 16 of the basic pension insurance individuals, reaching the legal retirement age when the accumulated contributions for fifteen years, the monthly basic pension. Individuals participating in the basic pension insurance, reaching the statutory retirement age, the accumulated contributions of less than fifteen years, you can contribute to the full fifteen years, receive a monthly basic pension; can also be transferred to the new rural social pension insurance or urban residents social pension insurance, in accordance with the provisions of the State Council to enjoy the corresponding pension insurance treatment.