Has social security been reduced?

The medical insurance fee has dropped!

On September 30, 2022, Shanghai Medical Insurance Bureau issued the Notice on Adjusting the Basic Medical Insurance Rate of Employees in this Municipality, clearly stating that it will be

Reduce the medical insurance contribution rate from 10 in 2022 to 1.

These points in the Notice need to be grasped:

From June 5438+00, 2022, the unit contribution rate of employees' basic medical insurance will be reduced by%, from the original 0.0 1% to 0.0 1%.

10%。 Among them, the proportion of local additional medical insurance premiums paid by the unit was adjusted from 2% to

The proportion of units paying basic medical insurance premiums and

The proportion of individual contributions will not be adjusted.

The proportion of employees' basic medical insurance premiums paid by flexible employees in this Municipality is

1 1%。

This notice comes from

It shall come into force on June, 2022 10 and be valid until September, 30, 2027.

I think:

To put it simply, from June 5438+00, 2022, the basic medical insurance rate for employees will be reduced, but only the unit contribution will be reduced, and the proportion of individual contributions will not be adjusted.

Note that even if Shanghai reduces the contribution rate of employees' medical insurance, it does not mean that the medical insurance benefits of employees will be affected, and the medical insurance benefits of insured personnel will not be affected.

0 2

Unemployment insurance and industrial injury insurance

Stage reduction

In addition to reducing medical insurance premiums in Shanghai, other provinces and cities in China are also reducing unemployment insurance and industrial injury insurance rates in stages according to national policies.

In April this year, Ministry of Human Resources and Social Security, the Ministry of Finance and State Taxation Administration of The People's Republic of China issued the Notice on Stabilizing Unemployment Insurance and Improving Skills to Prevent Unemployment. Among them,

The notice clearly stated that the policy of reducing unemployment insurance and industrial injury insurance rates by stages will continue to be implemented 1 year, and the implementation period will be April 30, 2023.

Among them, according to the implementation of the phased reduction of unemployment insurance rates in various provinces and cities, the general policies (local policies are different, and specific policies are mainly local policies) are as follows:

Total unemployment insurance rate

1%, in which the employer's rate.

Individual worker

Extend the period of phased rate reduction to April 30, 2023.

The industrial injury insurance rate is lowered on the basis of the current rate.

50%。

I will expand for you:

The increase or decrease of unemployment insurance rate needs to meet certain conditions, such as a large increase in the number of unemployed people, a limited balance in unemployment insurance benefits, or a decrease in the number of unemployed people and a large balance in unemployment insurance benefits, which will affect the final rate adjustment.

The continuous decline of unemployment insurance rate is mainly related to the abundant unemployment insurance fund, on the other hand, it may also be to reduce the social security cost of the unit and reduce its burden in the epidemic environment.

What is the impact of lowering the unemployment insurance rate?

1, impact on enterprises:

The proportion of social security contributions that employers need to bear is still quite large, and the corresponding payment burden will be heavier; Reducing the unemployment insurance rate for many times can, to a certain extent, reduce the social security expenses of underwriting enterprises, thus reducing the burden on enterprises.

2. Impact on the market:

Reducing the unemployment insurance rate can reduce the burden on enterprises, have a positive impact on the improvement of the employment environment in the whole market and effectively reduce the unemployment rate.

3. personal influence:

Although the proportion of unemployment insurance premiums paid by individuals is not high, a certain degree of decline can definitely reduce personal social security expenditures and thus get more wages.

0 3

These social security subsidies are also worthy of attention

This year, the human and social departments have also issued a series of policies and measures to help enterprises get rid of difficulties, stabilize employment and protect people's livelihood.

1, get a one-off training subsidy.

From June 5438+1 October 1 to June 5438+February 3 1,1in 2022, cities or counties with medium and high-risk epidemic areas can press.

Each insured employee does not exceed the standard of 500 yuan to issue a one-time left-behind training subsidy.

2. Receive a one-time expanded subsidy.

Enterprises that employ ordinary college graduates with a graduation date of 1- 12 in 2022 and obtain the graduation certificate of ordinary colleges and universities, sign labor contracts, and pay unemployment insurance premiums for them for more than 1 month may employ them on a per-time basis.

1 person shall be given a one-time post expansion subsidy according to the standard of not exceeding 1.500 yuan.

3. Receive unemployment insurance benefits

Unemployed persons who have been insured for more than 1 year and whose employment has not been interrupted due to their own wishes may apply to the unemployment insurance agency for unemployment insurance benefits.

These include:

If the accumulated contributions of the employer and myself are less than 5 years 1 year, the longest period for receiving unemployment insurance benefits is 12 months;

If the accumulated payment is less than 10 years, the longest period of receiving unemployment insurance benefits is 18 months;

If the accumulated payment exceeds 10 years, the longest period of receiving unemployment insurance benefits is 24 months.

4, unemployment benefits, temporary living allowance

Continue to implement the policy of expanding the coverage of unemployment insurance, and pay unemployment subsidies to unemployed people who are unemployed after receiving unemployment insurance benefits and unemployed people who do not meet the conditions for receiving unemployment insurance benefits; Give temporary living allowance to unemployed migrant workers who have not been insured for 1 year.

The coverage is from June 65438+1 October1to June 65438+February 3 1 newly insured unemployed persons in 2022.

5. Receive skills upgrading subsidies.

Persons receiving unemployment insurance benefits who have obtained vocational qualification certificates or vocational skill grade certificates may apply for skills upgrading subsidies according to the standard that the primary level (level 5) does not exceed 1 000 yuan, the intermediate level (level 4) does not exceed 1, and the 500 yuan and senior level (level 3) do not exceed 2,000 yuan.

Each person enjoys the subsidy no more than 3 times a year. The policy implementation period is 65438+February 3, 20221.

6, receive social insurance subsidies

Small and micro enterprises that employ unemployed college graduates in the graduation year and within 2 years after leaving school, sign labor contracts with them for more than 1 year and pay social insurance premiums for them, shall be subsidized according to the social insurance premiums actually paid by them for college graduates, excluding the individual contributions, and the longest period shall not exceed 1 year.

A certain amount of social insurance subsidies will be given to the social insurance premiums paid by college graduates who have not been employed within 2 years after leaving school. In principle, the subsidy standard shall not exceed 2/3 of the actual payment, and the maximum subsidy period shall not exceed 2 years.

Units that employ people with employment difficulties and pay social insurance premiums, as well as units that place people with employment difficulties through public welfare posts and pay social insurance premiums, shall be subsidized according to the basic old-age insurance premiums, basic medical insurance premiums and unemployment insurance premiums actually paid for people with employment difficulties.

Give a certain amount of social insurance subsidies to the social insurance premiums paid by people with employment difficulties after flexible employment, and the subsidy standard shall not exceed 2/3 of their actual contributions in principle. The period of social insurance subsidies for people with employment difficulties shall not exceed 3 years, except for those who are less than 5 years away from the statutory retirement age.

7, get employment trainee subsidies

Units that recruit unemployed college graduates who have left school for two years and 16-24-year-old unemployed youth to participate in employment internships will be given certain standards of employment internship subsidies.

Units with a trainee retention rate of more than 50% at the expiration of the trainee period may appropriately raise the trainee subsidy standard. If a labor contract is signed with college graduates before the probation period, the trainee unit will give the trainee subsidy for the remaining period.

8. Receive a one-time business start-up subsidy.

In areas where conditions permit, small and micro enterprises are established for the first time or engaged in self-employment, and the established enterprises or individual industrial and commercial households have been operating normally for more than 1 year since the date of industrial and commercial registration, college graduates, people with employment difficulties and returning migrant workers are given a one-time entrepreneurship subsidy.

9. Receive a one-time job-seeking and entrepreneurship subsidy.

For low-income families, poor disabled families, poor families and destitute people who are willing to find jobs and start businesses in the graduation school year, college graduates and graduates from secondary vocational schools (including technical colleges), disabled college graduates and graduates from secondary vocational schools (including technical colleges) who have obtained national student loans will be given a one-time job-seeking and start-up subsidy.

10, receiving vocational training subsidies and vocational skill appraisal subsidies.

For five groups of people who have obtained vocational qualification certificates (or vocational skill level certificates, special vocational ability certificates and training qualification certificates, the same below), such as children from poor families who participated in employment skills training and entrepreneurship training, college graduates in graduation year, fresh junior high school graduates who did not continue their studies in urban and rural areas, migrant workers in rural areas and registered unemployed people in urban areas, a certain standard of vocational training subsidies will be given.

Five categories of personnel who have passed the initial vocational skill appraisal and obtained vocational qualification certificates (excluding training certificates) shall be given vocational skill appraisal subsidies.