Can husband reimbursement replace female maternity insurance?

Due to physical reasons, many women quit their jobs and have children at home during pregnancy or pregnancy. At this time, you can't pay social security, that is, you can't enjoy benefits such as maternity allowance. So, can I use my husband to reimburse me at this time? Let's have a look.

Reimbursement of maternity medical expenses

Full-time nanny, that is, the unemployed spouse of employees, can use her husband's maternity insurance to reimburse maternity medical expenses, but she says she can't enjoy maternity allowance.

The scope of maternity compensation

The scope of maternity reimbursement can include prenatal examination expenses, termination of pregnancy expenses, delivery expenses, operation expenses, hospitalization expenses, medicine expenses, and pregnancy complications and complications diagnosis and treatment expenses.

Application conditions

When employees apply for reimbursement, they also need to meet certain application conditions, including that the maternity medical expenses applied for reimbursement should be the expenses incurred by the insured during the normal insurance period, that is, the last month of delivery/termination of pregnancy/implementation of family planning surgery, and the employees normally participated in employee maternity insurance; Insured persons and unemployed spouses should apply for full birth registration or re-birth approval in advance; The unemployed spouse of an employee must provide the unemployment registration certificate issued by the labor department.

Consult the local social security agency.

Due to the different maternity insurance policies in different places, users are advised to call the local social security agency for detailed consultation.