The difference between gold card and silver card of social security card

Municipal units are insured with gold cards, and township units are insured with silver cards. This is also because employees of municipal units must participate in comprehensive basic medical insurance, while employees of township units need to participate in basic medical insurance when they are hospitalized.

2. Different payment proportions:

The payment ratio of the gold card, in which the insured pays 2% of his salary and the unit pays 7.5% of the insured's salary; In the case of a silver card, the insured person does not need to pay, and the unit will pay 2% of the insured person's salary.

3. Different reimbursement limits:

Silver card can be reimbursed up to 40,000 yuan per year. Gold cards can be reimbursed up to 80,000 yuan per year, of which 95% are reimbursed within 80,000 yuan; The reimbursement rate of more than 80,000 yuan and less than 6,543,800 yuan is 85%; 65,438+70% of the reimbursement rate of more than 10,000 yuan.

The social security card, namely the Social Security Card of the People's Republic of China, refers to an integrated circuit (ic) card that is uniformly planned by Ministry of Human Resources and Social Security and issued to the society by local human resources and social security departments for various business fields of human resources and social security.

Social security card holders can use this card to settle personal accounts of medical insurance in real time, handle pension insurance affairs, apply for job registration and unemployment registration. The card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

Cardholder type

According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers.

The card planning and standardization of the Ministry of Labor and Social Security in China is mainly based on social security (personal) cards, and the actual issuance in various regions is also based on personal cards, so the social security cards we refer to refer to social security (personal) cards.

Card sorting

Sort by color

Social security cards are divided into four colors, namely blue card, green card, gold card and red card. Social security cards with different colors correspond to different groups of people, and the reimbursement amount is relatively different. The existence of social security cards with different colors has different meanings.

The first green card. The main application groups are children aged 0 to 7, also known as children's social security cards. Mainly to prepare for some children who are about to enter kindergarten. Some parents have started to apply when their children are young. This is mainly based on specific needs, and you can enjoy some basic medical reimbursement.

The second blue card. The main applicable groups are urban workers and local residents aged 7-69. I believe almost everyone has this kind of blue card. No matter where you work or where you register, social security cards are almost all blue cards. There are also a wide range of people in this situation. Even those who work flexibly or don't go to work can apply for a relatively preferential social security card and enjoy medical insurance and old-age insurance at the same time.

The third is the red card. Mainly suitable for the elderly aged 70 and above. 70-year-olds are not uncommon, but not many 70-year-olds are very healthy. Of course, the older you get, the better the state will treat this kind of old people. In terms of medical care, the government also helps them enjoy better reimbursement. For the elderly, the government will also have corresponding preferential subsidies.

The fourth gold card. Few people get this gold card. Only retired cadres who have left their jobs and local residents are eligible to apply.