Teacher's five insurance and pension payment ratio

The ratio of teachers' five insurance and one pension is as follows:

1. Pension insurance unit contribution: 21%; individual contribution: 8%.

2. Medical insurance unit contribution rate: 11%; individual contribution rate: 2%.

3. Unemployment insurance: 1.5% for the unit; 0.5% for the individual.

4. Maternity insurance: 1%; individuals do not contribute.

5. Worker's compensation insurance: 0.5%; individuals do not contribute.

I. Scope of Pension Insurance Participation and Contributions

(1) Employees shall participate in the basic pension insurance, and the employer and the employees*** shall pay the basic pension insurance premiums together;

(2) Individual businessmen and businesswomen who have no employees, part-time workers who have not participated in the basic pension insurance in the employing units, and other flexibly employed workers may participate in the basic pension insurance, and the employer shall pay the basic pension insurance premiums together with the employees. individuals to pay the basic pension insurance premiums.

(3) The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.

Second, what is the procedure for enterprises to participate in the insurance and make contributions

Registration for participation in the insurance at the social insurance agency (social security agency for short)

The social security agency approves the number of people who will contribute to the old-age insurance, the basis for contributions, the proportion of contributions, and approves the amount to be paid on a monthly basis

Announcement of the payment of contributions at the local tax authorities

The social security agency records the personal account according to the arrival of the premiums

Annual Print a list of individual accounts to be sent to enterprises and employees.

Three: How to register for social insurance

(1) When registering for social insurance, the following documents and information must be presented:

(1) business license, approval of the establishment of the document or other approved documents for practicing law;

(2) certificate of unified code of the organization issued by the State Quality and Technical Supervision Department;

(3) individual worker must present their identity documents;

(4) other relevant documents and information prescribed by the social insurance administration organization.

(2) Fill in and issue the Social Insurance Registration Certificate, Employee Pension Insurance Handbook and other relevant forms.

What are the conditions for a worker to apply for retirement and receive a monthly pension?

Workers can retire if they have the following conditions at the same time:

(1) They have reached the national legal retirement age, i.e., 60 years old for male workers; 55 years old for female cadres and 50 years old for female workers engaged in management and scientific research.

(2) The number of years of contributions (including deemed years of contributions) has reached 15 years and above. Any person who meets the above conditions shall be examined by the local social insurance agency and approved by the labor security administrative department to go through the retirement procedures and receive the pension on a monthly basis.

Legal Basis

The Social Insurance Law of the People's Republic of China

Article 2: The State establishes a system of social insurance, including basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, and other social insurance systems, and guarantees the right of citizens to receive material assistance from the State and society in old age, sickness, industrial injury, unemployment and maternity in accordance with the law. society in cases of old age, sickness, industrial injury, unemployment and maternity, in accordance with the law.

Article 60 Employers shall declare themselves and pay social insurance premiums in full and on time, and shall not defer or reduce payment except for force majeure or other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing organization on behalf of the employees, and the employing organization shall inform the employees of the details of the payment of social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to social insurance premium collection organizations.

The Teachers' Law of the People's Republic of China

Article 26 Teachers of primary and secondary schools and teachers of vocational schools shall be entitled to allowances for the length of their teaching service and other allowances, the specific measures of which shall be formulated by the administrative department of education under the State Council in conjunction with the relevant departments.