The latest age for women to pay endowment insurance.

Starting at the age of 40 at the latest. At present, the legal retirement age is 60 for men, 55 for female cadres and 50 for female workers. Social security is calculated according to the cumulative payment period, in which the old-age insurance must be paid for at least 15 years, and you can enjoy the pension for life when you retire. So the latest payment age is 45 for men and 40 for women.

Women can't be over 40 years old, and social security must be paid at least 15 years before retirement age. The legal retirement age of enterprise employees is: male employees are over 60 years old; Female cadres engaged in management and scientific research are 55 years old and female employees are 50 years old. Basic pension consists of basic pension and personal account pension. The employee has reached the statutory retirement age, and the individual contribution has reached 15 years.

Depending on the specific situation, if it is the old-age insurance in social security, then the age at which women pay social security at the latest is 35 years old and female cadres are 40 years old. If it is medical insurance in social security, then the age at which women pay social security at the latest is 30, and female cadres are 35. Social security includes endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. Among them, pension insurance and medical insurance can be paid for a certain number of years, and they can receive pension and free medical care every month after retirement. The old-age insurance in social security needs to be paid for 15 years, and the monthly pension can only be received when it reaches retirement age, while the retirement age of women is 50 years old and that of female cadres is 55 years old. Medical insurance for employees, the payment period of women shall not be less than 20 years, and they can enjoy free medical care after retirement.

There are two types of endowment insurance in China: employee endowment insurance and resident endowment insurance. Different types of endowment insurance have different provisions on the legal retirement age of women.

1, if the insured is employee pension insurance, then the corresponding retirement age is:

① The legal retirement age for female employees participating in employee pension insurance is 50 years old.

(2) The legal retirement age for female cadres and flexible employment insurance is 55 years old.

2. The insured is a resident pension insurance, and the legal retirement age is 60 years old, regardless of gender.

Of course, the above is the retirement age under normal circumstances, but there are also special circumstances. Women who are engaged in high-risk and other jobs harmful to health, who have reached the age of 45 and have worked continuously for 10 years, may apply for retirement. Women who have reached the age of 45 and worked continuously for 10 years can apply for retirement after being certified by the hospital and confirmed by the labor appraisal committee. Disabled at work, confirmed by the hospital certificate and the labor appraisal committee, completely lost the ability to work, you can apply for retirement.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.