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How to handle social security and funeral expenses after the death of the elderly
1. After the death of the insured, all the balance in the personal account shall be returned to the legal heir or designated beneficiary of the insured;
2. Need ID card, household registration book, death certificate, cremation certificate, application form, bank account number, etc.
3. The fees paid by social security are managed by two accounts: the personal account and the overall account, and the heirs can only receive the amount in the personal account.
The process of handling funeral expenses after the death of the old man is:
1. First, the legal heir shall declare the funeral subsidy to the social insurance agency within 3 months;
2. When handling, you need to fill in the "Application Form for Death and Funeral Grant for Enterprise Retirees" and hand it over to the community for seal;
3. After the signature of the social security agency, the original and photocopy of the retiree's cremation certificate and the copy of the agent's ID card shall be presented to the social security bureau's endowment insurance service hall for funeral expenses.
4, funeral expenses, local standards are different, generally a one-time subsidy of 3 months basic retirement expenses.
Generally speaking, the treatment enjoyed by employees and retirees in enterprises is slightly different from that enjoyed by party and government organs and institutions. When collecting funeral expenses, the family members need to bring the death certificate and the identity certificate of the recipient to collect according to the above process.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 14
Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Article 17
If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.
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