How to extract the balance of social security account

Legal analysis: the social security card has two accounts, including two expenses, one is the medical insurance fee, which cannot be withdrawn, and the other is the social security benefits such as pension, which can be withdrawn.

The social security card has two accounts, one is a social security account and the other is a financial account.

The money entering the social security account is mainly medical insurance. All the monthly personal medical insurance contributions go into personal accounts, and the unit contributions go into personal accounts. However, the medical insurance fee of the social security account cannot be withdrawn, and it can be used for medical treatment, registration, medicine purchase and other things related to medical insurance.

At present, Beijing's medical insurance expenses are not in the social security card, but there is a separate medical insurance passbook, which can be withdrawn at the Bank of Beijing. Some can also be associated with bank cards and withdraw cash through bank ATMs. In Tianjin, 70% of the medical insurance premium in personal accounts can be withdrawn, while the money in social security accounts in other areas can only be used for special purposes and cannot be withdrawn.

The other account is a financial account, which can receive various social security benefits such as pensions and unemployment benefits.

Especially for pensions, Ministry of Human Resources and Social Security now requires local pensions to be paid and collected through social security cards and directly paid to social security card accounts. At present, most cities have realized the use of social security cards to issue and receive pensions.

After the social security card financial account is activated, it can be used as a debit card to complete all functions and operations of the bank card, such as deposit and withdrawal, remittance, payment and consumption. However, the social security card financial account is not activated by default, and the cardholder needs to hold a valid ID card and social security card to activate at the issuing bank outlet.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.