2023 Health Insurance Payment Period

October 1, 2022 to December 31st. Starting from October participants can pay the premiums through various forms of self-service, and from November 1 the tax department will initiate batch deduction of urban and rural residents' medical insurance premiums that have been entrusted to banks for withholding and payment. Participants who have entrusted banks to make withholding payments on their behalf should complete the process before November 1, 2022 if they need to reduce their membership and suspend their insurance, change their personal information and withholding accounts, etc., so as to avoid erroneous withholding or unsuccessful withholding.

Resident health insurance payment period is from October 1 to December 31, 2022.

1. Continuous enrollment and payment. Urban and rural residents who pay the basic medical insurance premiums for the year 2023 from September 1 to December 31, 2022 can enjoy the basic medical insurance benefits from January 1, 2023 onwards for the new year. If some urban and rural residents have difficulties in paying the premiums on time, the time for delaying the payment of premiums and enjoying the benefits shall be separately stipulated by the tax and medical insurance departments of each city.

2. Initial enrollment contributions. If the first-time urban and rural residents pay the basic medical insurance premiums for the year 2023 from September 1 to December 31, 2022, they can enjoy the basic medical insurance benefits for the new year from January 1, 2023 onwards. For those who pay the basic medical insurance premiums for the year 2023 from January 1 to June 30, 2023, they can enjoy the newly occurred basic medical insurance benefits from the first day of the month following the full payment of the premiums.

3. Interruption of insurance contributions. For those who have interrupted their contributions for more than 1 year and renewed their contributions, if they pay the 2023 annual premiums from September 1 to December 31, 2022, they will be entitled to the newly-occurred basic medical insurance benefits from January 1, 2023; if they pay the 2023 annual premiums from January 1 to December 31, 2023, they will be entitled to the newly-occurring basic medical insurance benefits from the first day of the third month after they have paid the premiums in full. For those who join the urban and rural residents' health insurance within 3 months of the interruption of the payment of the employees' health insurance premiums, there is no waiting period for enjoyment of the benefits, and they will be entitled to the newly-occurring basic medical insurance benefits from the month of the enrollment and payment of the premiums.

4. Late payment of premiums. If the urban and rural residents pay the premiums late, they can enjoy the new basic medical insurance treatment from the first day of the following month after paying the basic medical insurance premiums in full in the current year.

5. Contributions for newborns. If a newborn baby enrolls in the insurance and pays the premiums within 3 months after birth, he/she will start to enjoy the basic medical insurance benefits from the date of birth.

6. Participation and contribution of special groups. Rural low-income population (including special hardship cases, orphans, de facto unsupported children, low-income recipients, low-income objects within the validity period of the determination, the unstable population and included in the relevant departments of the rural low-income population monitoring scope of the population and rural revitalization departments identified as the return of the poor to the poor population) and other special groups, there is no waiting period for the enjoyment of the benefits from the month of the payment of contributions to the enjoyment of the basic health insurance benefits of the new occurrence.

A, medical insurance online how to pay

1, WeChat payment, participants can log in to WeChat, click on the lower right corner of the "I", and then select "Payment" and finally find the "city services "Choose your city, click on the social security, to pay the bill.

2, Alipay payment, log in to Alipay, in the "Citizen Center" to choose their own city's social security, and then follow the instructions on the page to operate.

3, mobile banking, you can also choose to pay mobile banking, choose the local regulations to pay the social security bank, download and log in to the bank app, click on "life", find "social security" in the choice of payment area can be.

Second, when is the time to pay the medical insurance premiums

The time to pay the medical insurance premiums for urban residents, primary and secondary school students and college students are concentrated on September 1 to October 31, and the time to pay the premiums for the general urban residents and children and teenagers is from November 1 to December 31, the time to pay the premiums for the general urban residents and children and teenagers.

For participants who fail to enroll in the centralized payment time resulting in arrears, the payment standard is January-May according to the current year's payment standard, June-October payment, you need to pay according to the total amount of the year. after November, no longer accept the current year's enrollment contributions.

And health insurance belongs to pay a year insurance year, the previous year to pay the next year's insurance.

Three, employee health insurance and residents of the difference between what

1, the face of the crowd is different. The urban workers' health insurance is mainly oriented to have a work unit or engaged in self-employed workers and retirees. The urban residents' medical insurance mainly faces the urban household registration of the elderly residents who do not have a job, low-income recipients, the severely disabled, students and children and other urban non-employed persons;

2, the contribution standard and source of different. Urban workers' health insurance by the employer and the individual employee **** the same payment, do not enjoy subsidies. Urban residents' health insurance contribution standards are generally lower than the employee health insurance, and appropriate subsidies are provided on the basis of individual contributions.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 2 The State establishes a social insurance system for basic old-age pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance, and guarantees the right of citizens to obtain material assistance from the State and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and maternity.

Article 4 Employers and individuals within the territory of the People's Republic of China*** and the State pay social insurance premiums in accordance with the law, and have the right to inquire about the records of payment of premiums and the records of individual rights and interests, and to demand that the social insurance administration agencies provide social insurance counseling and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.

Article 59: The people's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be collected in a uniform manner, and the steps and specific measures for their implementation shall be prescribed by the State Council.

Article 60 Employers shall declare themselves and pay social insurance premiums in full and on time, and shall not defer or reduce payment except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employer on behalf of the employees, and the employer shall inform the employees of the details of the payment of social insurance premiums on a monthly basis.

Individual entrepreneurs without employees, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons may pay social insurance premiums directly to the social insurance premium collection organization.