2022 Urban and rural residents pension insurance contribution standards

One, the urban residents pension insurance contribution standards

Contribution grade increased 1500 yuan and 2000 yuan two grades

Contribution standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan 12 grades, provincial (district, municipal) people's governments may, in accordance with the actual situation, set up additional contribution grades, the highest contribution grade standards in principle, in principle, the highest contribution grade standards. The Ministry of Human Resources and Social Security, in conjunction with the Ministry of Finance, shall adjust the standard of contribution level in due course according to the growth of urban people's income. Participants can choose the level of contribution independently, and pay more and get more.

Because of the different economic levels and policies in different places, you need to ask your local social security bureau about the specific contribution level.

Second, the urban residents social pension insurance receive treatment

The conditions for receiving: 60 years of age, 15 years of contributions

Participating in the urban residents social pension insurance individuals, 60 years of age, the cumulative total of 15 years of contributions, and did not receive the basic old-age pension treatment prescribed by the State may receive monthly social pension insurance benefits for urban residents.

The social pension insurance benefits for urban residents consist of a basic pension and a personal account pension, paid for life.

Monthly pension = basic pension + total amount of individual account ÷ 139.

Basic pension = standard 55 yuan (to be adjusted in the future in accordance with national policies) + 1 yuan for each additional year of basic pension after 15 years of contributions;

Total amount of individual account = individual contributions + government subsidies + collective subsidies + social and personal support + interest generated by the above amounts;<

Calculation coefficient = 139 (the same as the coefficient for urban workers' pension insurance).

If you are 16 years old this year, the annual contribution at the rate of 2000 yuan, 45 years of continuous contributions, the age of 60 years old when the monthly pension standard = [55 yuan + 30 (after 15 years of contributions after each additional year of basic pension increase of 1 yuan)] + {[(2000 + 30) × 45 years + 0 (collective subsidies, social and personal support, etc.)] + interest (this measurement is based on the bank) latest interest rate of 3% non-variable interest)}÷139= $1439.11.