New standard of social security payment for freemen

Social security for freelancers is the proportion and amount of social security contributions borne by individuals. Unit social security is the proportion and amount of social security contributions borne by individuals and units. For providing for the aged, the personal insurance contribution ratio is 20%. All borne by the individual. The proportion of unit insurance payment is 28%, the unit bears 20%, and the individual bears 8%. The ratio difference between the two is 8%. Then the calculation of benefits at retirement will be different.

1。 Protect your rights and interests. Flexible employees do not enjoy social security benefits like enterprise employees, and there is no social security. Once they encounter diseases or accidents, they need to bear medical expenses, unemployment benefits and pensions, which is very stressful and risky for the economy. If you buy social security, you can get social insurance such as basic medical insurance, old-age insurance and unemployment insurance, avoid the economic burden caused by accidents or diseases, and protect your basic life and rights.

2。 Improve your credit record. Buying social security can establish a good credit record for flexible employees. In the future, if you need loans, apply for credit cards and other financial services, and have a good credit record, it is easier to gain the trust and recognition of financial institutions and enjoy more financial services and concessions.

3。 Increase employment opportunities. Buying social security also helps to increase the employment opportunities of flexible employees. Some enterprises will give priority to job seekers with social security in the recruitment process, because this represents their stability and reliability. Buying social security can improve the competitiveness of job seekers and increase employment opportunities.

Generally speaking, the social security fees paid by individuals will be deposited into the social insurance account managed by the local social security bureau, which will manage them uniformly. The payer can check the account balance and details through the social security payment inquiry system. If the payer needs to withdraw the social security fund, he can also handle the withdrawal business through the social security agency.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

People's Republic of China (PRC) social insurance law

Thirty-first social insurance agencies may, according to the needs of management services, sign service agreements with medical institutions and pharmaceutical business units to standardize medical service behavior. Medical institutions shall provide reasonable and necessary medical services for the insured.

Thirty-second individuals across the overall regional employment, the basic medical insurance relationship with my transfer, the cumulative payment period.