Job Recruitment Website - Social security inquiry - /kloc-can I pay medical insurance separately after 0/5 years?
/kloc-can I pay medical insurance separately after 0/5 years?
1. The minimum payment period of endowment insurance is 180 months, i.e. 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs to be paid for at least 25 or 30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the renewal premium is normal);
2. You can go to the Social Security Bureau for consultation and apply for payment separately. Medical insurance should be paid until you retire. Moreover, medical insurance can be transferred back to the household registration, and the pension will be credited to the bank account after retirement;
3. Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts;
4. All the basic medical insurance premiums paid by employees are included in personal accounts. The basic medical insurance premium paid by the unit is divided into two parts, one part is included in the personal account, and the other part is used to establish the overall fund.
Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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