Job Recruitment Website - Social security inquiry - How to transfer five insurances and one gold back to the local area?
How to transfer five insurances and one gold back to the local area?
2. What are five insurances and one gold?
(1) Five insurances and one gold refer to several kinds of security benefits provided by employers, including pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund.
(2) "On-the-job employees shall pay the housing accumulation fund in accordance with regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and paying it also means an obligation.
(3) On March 23rd, 2065438+06, the "Thirteenth Five-Year Plan" outlined that maternity insurance and basic medical insurance should be implemented in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.
3. Handling of five insurances and one gold
(1) social security and provident fund account opening
Enterprises need to open accounts for social security and provident fund at the Social Security Bureau and the Provident Fund Center within 30 days from the date of establishment. After opening a social security account, you will get the social security registration certificate, and after opening a provident fund account, you will get the unit provident fund registration number.
(2) Increase or decrease personnel
Every month, the company will add new employees to the company's five insurance and one gold account and delete employees who have left the company from the account. Social security and provident fund accounts are two independent accounts, and the operation of increasing or decreasing employees must be carried out in two accounts.
(3) Confirm the payment base
The unit needs to declare the correct payment base of five insurances and one gold for employees every month to ensure the normal payment of five insurances and one gold. The payment base of five insurances and one gold is the average salary of employees in the previous year or the salary in the first month of employment.
(4) Five insurances and one gold payment
Enterprises, banks, social security/provident fund management institutions sign bank payment agreements, and directly deduct five insurances and one gold fee from the enterprise bank account at a fixed time every month. Of course, enterprises can also choose cash or check to pay at the site of the five insurance and one gold management institution.
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