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Maximum number of years of social security for women
How to revise the retirement age? The Ministry of Human Resources and Social Security has been studying the program for several years and has not yet been made public,
The earliest it can be made public for comment, revised and improved again, and enacted in 2018-2019, and it will not be implemented until at least 5 years (2024) after enactment.
Opposed to too rapid adjustments and sudden attacks.
Recommendation 1:
Starting in 2024, the original retirement age of 50 will be raised by one year every four years, and the original retirement age of 55 will be raised by one year every eight years.
Original 50 original 55 years old in 2024
51 years old in 2028
52 years old in 2032 and 56 years old in 2032
53 years old in 2036
54 years old in 2040 and 57 years old in 2040
55 years old in 2044
56 years old in 2048 and 58 years old in 2048
2052 57 years old in 2052
58 years old and 59 years old in 2056
59 years old in 2060
60 years old and 60 years old in 2064
Retirement at a uniform age of 60 by 2064, and then decide on whether to adjust the retirement age based on the country's financial strength and social security fund accumulation.
Short-term countermeasures for empty social security accounts: in 2017, the State Council issued a policy that central enterprises and other state-owned enterprises transfer 10% of their equity to the social security fund to enhance the strength of the social security fund.
(Reference: in 2016,102 central enterprises with a total profit of 1.2 trillion yuan, 10% would be 120 billion yuan.)
Suggesting more measures, such as:
A:Reduce the number of civil servants and administrative expenses by 2% per year (with the improvement of government management, and the mainland's population starting to decrease in a few years, there is no need to keep tens of millions of civil servants).
B:All fiscal balances in the current year should be handed over to the government, and the absurdity of spending trillions of dollars in a yearly blitz should be severely punished.
C:Tax funds are allocated to the social security fund by 2% increments each year to further improve the strength of social security.
Don't just raise the retirement age so that people will die after contributing for 40 years (from 20 to 60 or even more) and receiving pensions for only a few years.
Suggestion 2: Establish a flexible (elastic) retirement system. Refer to Article 88 of the Civil Service Law and extend it to the whole population.
Civil servants can apply for early retirement if they meet one of the following conditions:
(1) those who have completed 30 years of service; (2) those who are less than five years from the retirement age set by the state and have completed 20 years of service.
It is recommended that the policy of allowing flexible retirement be given to all people. For laid-off, unemployed and sick workers, early retirement should be allowed even more.
Suggestion 3: Unify the various types of pension insurance (civil servants, institutions, enterprise workers, urban and rural residents, military pension insurance, etc.)
into a "citizen's pension insurance," and make the treatment as fair as possible, with guaranteed and capped, for example, the minimum treatment cannot be lower than the minimum local
For example, the minimum benefit cannot be lower than 60% of the local minimum wage (Fujian has this policy in 2010), and the maximum benefit cannot be higher than twice the local average wage.
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