Social security is not allowed to pay in one lump sum. What should I do?

1, annual payment: if the payment period from 15 is similar, it will be about 3 years. At present, social security can be paid annually. Generally, you only need to pay a certain late payment fee, and you can also enjoy normal social security benefits for employees after retirement.

2. Social security for residents: China's social insurance includes two categories: social security for urban workers and social security for urban and rural residents, among which the new rural cooperative medical system is also included in the social security for residents. Social security that cannot be paid in one lump sum actually refers to employee social security. At present, residents' social security can still be paid in one lump sum, but the treatment of residents' social security is lower than that of employees.

3. Delayed retirement: Although it can be adopted, if delayed retirement is formally implemented, employees with insufficient social security contributions will naturally have more extended payment time. However, if the payment period is too different, this method is still not suitable.

4. Direct surrender: This method is a last resort and is generally not recommended. Because our life can't be guaranteed by social security after surrender, the money that can be refunded is only a part of personal account, and the money in the overall account can't be refunded. Moreover, if we want to buy other insurance, the premium may increase with age.