Job Recruitment Website - Social security inquiry - Is the current unit social security card the same as the personal social security card?

Is the current unit social security card the same as the personal social security card?

The current unit social security card is the same as the personal social security card.

Employee social security card records five insurances and one gold; Personal social security cards only record old-age insurance and medical insurance. The specific differences are as follows:

1, the expenses are different. I need to pay all the expenses in full to apply for medical insurance for urban residents. The expenses of the company are shared by enterprises and individuals, and the payment ratio is 7.5% for enterprises and 2% for individuals, so as to handle employee medical insurance;

2. With different reimbursement, the proportion of emergency and hospitalization compensation for employee medical insurance can reach about 85% (90% for retirees), which varies from place to place. The proportion of residents' medical insurance and hospitalization compensation is only about 40%, which varies from place to place.

3. The conditions for participation are different. Employee medical insurance is the insured of basic old-age insurance, otherwise it will not be handled, while resident medical insurance is handled independently;

4. The payment period is different. The payment period of employees' medical insurance is limited to retirement age, and there are continuous payment periods, while residents' medical insurance is lifelong payment.

The social security card processing flow is as follows:

1. Generally, when you enter an enterprise or unit, you will apply for social security for each employee. If the unit pays social security, the unit will apply for a social security card for you. Of course, individuals can apply to the bank.

2. Only ID cards are required for local accounts. If the account is not local, you can go to a nearby photo studio to issue a photo receipt. Just say that you are applying for social security, 15 yuan/copy, and you will get it in 5 yuan soon. If you are not in a hurry, it is unnecessary to get it back the next day.

3. Fill in the Application Form for Handling Business and Social Security Card with your personal ID card and photo receipt for handling social security;

4. After one month, I will go to get some money, and there will be a short message informing me to get my social security card back. After getting the card, the staff asked to set two passwords. One is the medical insurance card password, that is, you need to enter the password when you go to the pharmacy to buy medicine and swipe your card, or when you are reimbursed by the hospital. Another password is equivalent to a bank card, which can deposit and withdraw money, including pension.

People's Republic of China (PRC) Social Insurance Law Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.