What does it mean that the medical insurance card exceeds the credit card limit?

Exceeding the credit card limit refers to exceeding the limit of the medical insurance card when swiping the card.

For general outpatient treatment, the balance in the medical insurance account can be used indefinitely.

The limit of medical insurance credit card refers to the limit of hospitalization credit card. For example, in some areas, medical insurance has been paid continuously for more than 6 years, but there is no upper limit for medical insurance payment. If it is less than six years, there is a limit. Medical insurance is managed locally, which may be different from place to place.

Legal analysis: one month's medical insurance 100 yuan, six months is useless, and it is not allowed to exceed 600 yuan at most.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the medical expenses incurred by the insured shall be paid by the basic medical insurance fund and directly settled by social insurance agencies, medical institutions and pharmaceutical trading units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

First, the medical insurance card has restrictions on brushing things.

According to the current regulations, there is no limit to how much medical insurance card can be swiped at a time, as long as there is money in the card. In terms of the number of swipes, it is stipulated that you can swipe your card 60 times a day, up to 60 times. When the number of medical insurance card transactions reaches 60, the insured employees must print the transaction records at China Bank Savings Office, or stop using the card. After the transaction record is printed, the card can continue to be used.

Second, social security card.

The Social Security Card of the People's Republic of China is an ic card issued by local human resources and social security departments to the society and used in various business fields of human resources and social security.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

From June 5438+1 October1day, 2020, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland (mainland) will have social security cards and enjoy the legitimate rights and interests of social insurance and social insurance benefits as mainland residents do.

202 1, the third generation social security cards in Shanxi, Zhejiang, Anhui and Jiangsu have realized the support of unified traffic cards and realized the "one-card use".

Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases. Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training; You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits. In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.