Is it good or not to make up for the social security gap?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Pension insurance and medical insurance are suspended for two months, and they can be supplemented or not. If you don't hand it in on time, it will be broken. If you don't make up for it, there will be less money for old-age care in the future.

At the same time, if you have time requirements, you can generally pay social security-related expenses for 3-5 years.

The minimum payment period of endowment insurance is 180 months, that is, 15 years. You can give more, and then you can get more. At the same time, the pension insurance can accumulate payment years, that is, intermittent payment is allowed. Medical insurance needs at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement (as long as the fee is renewed, it is also possible at ordinary times).

Therefore, the endowment insurance can be supplemented or not, as long as the minimum payment is 15 years.

However, the medical insurance has a three-month buffer period from the date of suspension of payment, and the regular payment of relevant benefits is not affected, otherwise the payment period needs to be re-accumulated, and medical reimbursement cannot be enjoyed.

There is generally a late payment fee for overdue payment, which is calculated at 2 ‰ per day.