Jiangxi five insurance and gold contribution standard

From January 2022, Nanchang City employees' basic medical insurance and maternity insurance merged into Nanchang City medical insurance; the upper and lower limits of the base are adjusted to: 3831-19155;

The unit proportion is 8%, and the proportion of the individual parts is adjusted to 2%, which is a total of 8%. (January-December 2021 need to make up for the January 2021 actual base effective);

January 2022 onwards, Nanchang City, the major medical treatment is adjusted to: 1 yuan / year, of which the unit part of 86 yuan / year, the individual part of 24 yuan / year.

So how big is the cost change before and after the adjustment

We can see the change of social security fee in Nanchang after the base adjustment: in November 2021, the social security fee is 07 yuan, and the individual has to pay 98 yuan.

In January 2022, due to the base adjustment, the social security fee will be 41 yuan according to the minimum contribution base, of which the individual employee will have to pay 82 yuan.

Summary: From January 2022 onwards, if calculated according to the minimum contribution base, Nanchang's unit contribution will increase by 5 yuan, and the individual contribution will increase by 86 yuan, which is a total increase of 36 yuan!

Two, choose the right mode of participation

Because you have different modes of participation, it will certainly affect the cost of social security, so we must determine the mode of participation if we want to pay their own social security. Nanchang local account can go directly to the social security bureau for medical insurance and pension insurance, and you can choose your own gear window staff will tell you how much the cost of these two insurance. If you are a foreign household, you have to choose the social security payment service, you need to pay special attention to the choice of social security contribution base, because the choice of contribution base is different will also affect the cost of Nanchang City, individuals pay social security every month.

How social security costs are calculated

If we choose to make social security payments ourselves, we must pay special attention to the way social security costs are calculated. According to the local minimum contribution base of 2842 yuan in Nanchang, your monthly wireless cost is 732.44 yuan, which is the minimum social security cost and what everyone must pay.

Three, whether to pay the provident fund

Because we are our own social security fees, so the provident fund to pay all voluntary. If it is in accordance with the minimum contribution base of 1083 yuan to calculate the monthly cost of provident fund is at least 260 yuan. In fact, the five insurance and one gold in Nanchang individual social security is about 992.44 yuan, less than 1,000 yuan, in fact, is also more cost-effective. If you feel the pressure is not very big, you can pay the full amount of five insurance and one gold.

Legal basis

The Regulations on Work-Related Injury Insurance, Article 62 provides that the employer should participate in work-related injury insurance in accordance with the provisions of the Regulations, but did not, by the social insurance administrative department ordered to participate in the period, make up for the amount of work-related injury insurance premiums that should be paid and from the date of arrears of payment, the day of the addition of five ten thousandths of the late fine; the overdue is not paid, the amount of outstanding payment will be imposed on the employer, and the amount of the outstanding premiums is not paid. pay, a fine of not less than one but not more than three times the amount of unpaid contributions.