Can urban and rural residents' social security be converted into employee social security?

Social security for urban and rural residents cannot be converted into employee social security.

Medical insurance for residents in most areas cannot be converted into employee medical insurance. Only a few places can change the payment period of residents' medical insurance into that of employees' medical insurance according to local standards.

According to the relevant regulations of the state, social security is not allowed to participate in insurance again. If you have participated in urban and rural social security before, but you have participated in the work for some reason, then your work unit will definitely bear the corresponding social security contributions, so the social security benefits paid by your work unit belong to employee social security, so in this case, the social security that you have participated in before is obviously repeated payment, so it has no practical significance. Therefore, we can only refund the payment of social security. Of course, the payment of social security for residents who have already participated can be returned normally, because after all, they have already participated in employee social security, so there is no need to participate in social security for residents. Even if you participate in both social security, then the final result can only enjoy the treatment of a pension, so it is of no practical significance and necessity.

Residents' old-age insurance can be converted into employees' old-age insurance, but only the amount in the residents' old-age insurance account can be merged with the employees' old-age insurance, and the payment period of the previously paid residents' old-age insurance cannot be merged. Residents' social security benefits are much lower than employees' social security. If you want to enjoy the same medical and pension benefits as employees, you can choose to pay employee pension insurance and employee medical insurance as "flexible employees", but both units and individuals need to bear the expenses themselves.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.