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What impact does the social security paid by the company have on individuals?

Legal analysis: 1. First of all, the social security paid by the company is five insurances: pension, medical care, maternity, unemployment and work injury. Individuals only pay for old-age care and medical care;

2. The company pays most of the social security expenses, and the company pays 70% of the expenses. That is to say, the unit takes the big head and the individual takes the small head; The fees paid by individuals include the sum of company and individual contributions, so the fees paid by individuals are very high.

3. The base for companies to pay social security is relatively high, generally based on the salary received by individuals; Pensions received in the future will lead to higher medical expenses. The base paid by individuals is fixed, and the pension received in the future is lower.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.