What is the withdrawal of the original social security stock housing provident fund?

It refers to the part paid by Shenzhen housing provident fund before the New Deal, and the part paid by households/enterprises does not refer to the part of 8% of enterprises+8% of individuals. This part, regardless of the household registration, cannot be applied until after September 28. The original social security housing accumulation fund shall be paid before 20 10 12 in accordance with the Notice of the Municipal Government on Printing and Distributing the Interim Provisions on Social Insurance in Shenzhen.

The use of housing accumulation fund

First, buy a house.

1. If you don't have a loan to buy a house, you can withdraw the provident fund at one time.

2. Commercial loans can draw provident fund for down payment.

3, commercial loans to buy a house can be withdrawn from the provident fund to repay the principal and interest.

4, provident fund (portfolio) loans to buy a house can be withdrawn from the provident fund to repay the principal and interest.

II. Newly built, rebuilt and overhauled houses

In rural collective land construction, renovation, overhaul of their own housing and the use of housing loans, workers and their spouses can apply for withdrawal of the amount of provident fund before the month of building approval (including the month), and the total withdrawal does not exceed the cost of building.

Third, renting a house.

1, use the provident fund to pay the rent of economic rental housing with rent allocation or government rent subsidy.

2. Use the provident fund to pay the market rent.

Fourth, parents buy houses for their children.

Use a personal housing loan from a commercial bank to purchase your own house, and you can withdraw your parents' provident fund after paying the down payment; Buy your own house with a personal housing provident fund (portfolio) loan, and you can withdraw your parents' provident fund after paying the down payment.

Five, cancel the account to withdraw all the balance.

1, divorce or retirement

2. Employees in agricultural registered permanent residence are over 60 years old and women are over 55 years old.

3. Settle in foreign countries, Hong Kong, Macao and Taiwan.

4, completely lost the ability to work, most of them lost the ability to work or severely disabled, and terminated or terminated the labor relationship with the unit.

5. Persons receiving unemployment insurance benefits

6, was sentenced to punishment, registered permanent residence to move out of the city, non city registered permanent residence workers and units to terminate or terminate the labor relationship.

7. The housing provident fund account has been transferred to the centralized storage account for 2 years or the labor relationship with the original unit has been terminated for 2 years.

8. If you work outside the administrative area of the city where you are located, you can set up and deposit the housing provident fund locally, and you can cancel your account and withdraw all the balance of the provident fund.

Six, into the extraction and use of low-income or poor people.

Workers are included in the minimum living guarantee or poor relief scope for urban residents, and the employees themselves and their spouses can apply for withdrawal of housing provident fund, and the withdrawal amount shall not exceed the amount of housing provident fund before being included in the minimum living guarantee or poor relief scope.

Seven, the treatment of major diseases

Family members (including employees themselves, spouses and minor children) suffering from major illness or major surgery hospitalization, employees themselves and their spouses can apply for withdrawal of housing provident fund. Nine major diseases can be extracted once every six months, and the amount of each extraction does not exceed the actual personal expenditure within two years (excluding the medical insurance reimbursement part), and the cumulative extraction within two years does not exceed the actual personal expenditure.

Extended data:

Provisions of provident fund management center

1, the housing provident fund account was not established as required.

2, did not establish a detailed account of employee housing provident fund, or did not issue a valid certificate of employee housing provident fund deposit.

3. Entrust institutions other than banks designated by the Provident Fund Management Committee to handle the housing provident fund financial business.

4. Failing to examine and approve the withdrawal of housing provident fund, review the holdover of housing provident fund or change the deposit ratio in accordance with regulations.

5, not in accordance with the provisions of the housing provident fund loans or purchase of government bonds.

6. Providing guarantees for others, purchasing corporate bonds or entrusting financial management in violation of regulations.

7, not in accordance with the provisions of the use of housing provident fund value-added income

8. Failing to supervise and inspect the performance of obligations by the unit according to law.

9 refused to employees and units to inquire about my housing provident fund deposit and withdrawal.

10, administrative punishment should be given without punishment, or administrative punishment should be given in violation of the law.

1 1, use authority to seek benefits for departments or individuals.

12, misappropriation of housing provident fund, in accordance with the relevant provisions of the state to recover the misappropriated housing provident fund, confiscate the illegal income; Misappropriation or approval of misappropriation of housing provident fund, which constitutes a crime, shall be investigated for criminal responsibility of the person in charge and other responsible persons according to law, but not serious enough for criminal punishment, and shall be given administrative sanctions of demotion or dismissal according to law.

Note: Those who violate these regulations, or refuse or hinder the housing provident fund management center and its staff from performing their official duties according to law, which constitutes a violation of public security management, shall be dealt with by the public security organs according to law; If the case constitutes a crime, criminal responsibility shall be investigated according to law; Measures for urban individual industrial and commercial households and freelancers to deposit, withdraw and use housing provident fund shall be implemented with reference to these provisions.

Baidu encyclopedia-accumulation fund

Baidu Encyclopedia-Interim Measures of Shenzhen Municipality on Housing Provident Fund Management